/* KICO SACCO — Design system (from official logo) */
:root {
  --primary: #1B5E20;
  --primary-dark: #0d3d12;
  --brand: #2E7D32;
  --brand-light: #4CAF50;
  --slate-dark: #0f172a;
  --bg-light: #f8fafc;
  --fade-green-start: #e8f5e9;
  --fade-green-mid: #f1f8f2;
  --fade-green-end: #ffffff;
  --gold: #FBC02D;
  --gold-light: #FFD700;
  --shadow-soft: 0 4px 20px rgba(15, 23, 42, 0.06);
  --shadow-green: 0 12px 36px rgba(27, 94, 32, 0.16);
  --font-serif: 'Fraunces', Georgia, serif;
}

.section-fade-green {
  background: linear-gradient(180deg, var(--fade-green-start) 0%, var(--fade-green-mid) 45%, var(--fade-green-end) 100%);
}
.section-compact {
  padding-top: 2.75rem !important;
  padding-bottom: 2.75rem !important;
}
/* Slightly tighter than other compact sections (per design screenshot). */
.loans-forms.section-compact {
  padding-top: 2rem !important;
  padding-bottom: 2.1rem !important;
}
/* Tighten the following section for better flow. */
.loans-forms.section-compact + .section-compact {
  padding-top: 2.1rem !important;
}
@media (min-width: 1024px) {
  .section-compact {
    padding-top: 3.25rem !important;
    padding-bottom: 3.25rem !important;
  }
  .loans-forms.section-compact {
    padding-top: 2.5rem !important;
    padding-bottom: 2.6rem !important;
  }
  .loans-forms.section-compact + .section-compact {
    padding-top: 2.6rem !important;
  }
}
.page-content-card {
  background: #fff;
  border-radius: 1.25rem;
  padding: 2rem;
  box-shadow: var(--shadow-soft);
  border: 1px solid rgba(27, 94, 32, 0.1);
}
@media (min-width: 640px) {
  .page-content-card { padding: 2.5rem; }
}

/* —— Header —— */
.site-header__inner {
  background: transparent;
  border-bottom: 1px solid transparent;
  transition: background 0.35s, border-color 0.35s, box-shadow 0.35s, backdrop-filter 0.35s;
}
/* Homepage hero: frosted dark bar so white menu text stays readable on bright slides */
.site-header--overlay:not(.nav-scrolled) .site-header__inner {
  /* Darker on the left behind the logo; fades to lighter on the right */
  background:
    linear-gradient(90deg,
      rgba(15, 23, 42, 0.92) 0%,
      rgba(15, 23, 42, 0.82) 28%,
      rgba(15, 23, 42, 0.55) 62%,
      rgba(15, 23, 42, 0.32) 100%
    ),
    linear-gradient(180deg,
      rgba(15, 23, 42, 0.22) 0%,
      rgba(15, 23, 42, 0.12) 70%,
      rgba(15, 23, 42, 0.06) 100%
    );
  border-bottom-color: rgba(255, 255, 255, 0.1);
  box-shadow: 0 8px 32px rgba(15, 23, 42, 0.22);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
}
.site-header.nav-scrolled .site-header__inner {
  background: rgba(255, 255, 255, 0.97);
  border-bottom-color: rgba(15, 23, 42, 0.06);
  box-shadow: 0 4px 30px rgba(15, 23, 42, 0.08);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}
.site-header__brand,
.site-header__tagline,
.site-header__phone,
.nav-link,
.site-header__menu-btn {
  transition: color 0.3s, background 0.25s, border-color 0.25s, box-shadow 0.25s;
}
.site-header--overlay:not(.nav-scrolled) .site-header__brand {
  color: #fff;
  text-shadow: 0 1px 3px rgba(0, 0, 0, 0.45);
}
.site-header--overlay:not(.nav-scrolled) .site-header__tagline {
  color: var(--gold-light);
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.4);
}
.site-header--overlay:not(.nav-scrolled) .site-header__phone {
  color: rgba(255, 255, 255, 0.95);
  padding: 0.4rem 0.75rem;
  border-radius: 9999px;
  background: rgba(0, 0, 0, 0.28);
  border: 1px solid rgba(255, 255, 255, 0.14);
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.35);
}
.site-header--overlay:not(.nav-scrolled) .nav-link {
  color: #fff;
  background: rgba(0, 0, 0, 0.32);
  border: 1px solid rgba(255, 255, 255, 0.14);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.18);
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.35);
}
.site-header--overlay:not(.nav-scrolled) .nav-link:hover {
  color: #fff;
  background: rgba(0, 0, 0, 0.48);
  border-color: rgba(255, 255, 255, 0.22);
}
.site-header--overlay:not(.nav-scrolled) .nav-link--active {
  color: #fff;
  background: rgba(27, 94, 32, 0.75);
  border-color: rgba(251, 192, 45, 0.45);
  box-shadow: 0 2px 12px rgba(27, 94, 32, 0.35);
}
.site-header--overlay:not(.nav-scrolled) .site-header__menu-btn {
  color: #fff;
  background: rgba(0, 0, 0, 0.35);
  border: 1px solid rgba(255, 255, 255, 0.16);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.2);
}
.site-header.nav-scrolled .site-header__brand { color: var(--slate-dark); text-shadow: none; }
.site-header.nav-scrolled .site-header__tagline { color: var(--primary); text-shadow: none; }
.site-header.nav-scrolled .site-header__phone {
  color: #475569;
  padding: 0;
  border: none;
  background: transparent;
  box-shadow: none;
  text-shadow: none;
}
.site-header.nav-scrolled .nav-link {
  color: #475569;
  background: transparent;
  border-color: transparent;
  box-shadow: none;
  text-shadow: none;
}
.site-header.nav-scrolled .nav-link:hover,
.site-header.nav-scrolled .nav-link--active {
  color: var(--primary-dark);
  background: rgba(22, 163, 74, 0.08);
  border-color: transparent;
}
.site-header.nav-scrolled .site-header__menu-btn {
  color: var(--slate-dark);
  background: transparent;
  border-color: transparent;
  box-shadow: none;
}
.site-header__mobile {
  background: rgba(15, 23, 42, 0.97);
  border-color: rgba(255,255,255,0.08);
}
.site-header.nav-scrolled .site-header__mobile {
  background: #fff;
  border-color: #e2e8f0;
}
.nav-link {
  padding: 0.5rem 1rem;
  border-radius: 0.5rem;
  font-size: 0.875rem;
  font-weight: 500;
}
@media (min-width: 1024px) {
  .site-header--overlay:not(.nav-scrolled) nav[aria-label="Main"] {
    padding: 0.2rem;
    border-radius: 9999px;
    background: rgba(0, 0, 0, 0.22);
    border: 1px solid rgba(255, 255, 255, 0.1);
    gap: 0.25rem;
  }
}
.nav-link-mobile {
  display: block;
  padding: 0.75rem 1rem;
  border-radius: 0.5rem;
  font-weight: 500;
  color: rgba(255,255,255,0.9);
}
.site-header.nav-scrolled .nav-link-mobile { color: #334155; }
.nav-link-mobile:hover { background: rgba(255,255,255,0.08); }
.site-header.nav-scrolled .nav-link-mobile:hover { background: #f1f5f9; }

/* —— Buttons —— */
.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.625rem 1.5rem;
  background: linear-gradient(135deg, var(--brand-light) 0%, var(--brand) 45%, var(--primary-dark) 100%);
  color: white;
  font-weight: 600;
  border-radius: 9999px;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 18px rgba(27, 94, 32, 0.4);
  border: none;
  cursor: pointer;
  text-decoration: none;
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(22, 163, 74, 0.45);
}
.btn-primary--sm { padding: 0.5rem 1.25rem; font-size: 0.875rem; }
.btn-primary--lg { padding: 0.875rem 1.75rem; font-size: 1rem; }
.btn-secondary {
  display: inline-flex;
  align-items: center;
  padding: 0.625rem 1.5rem;
  background: white;
  color: var(--primary-dark);
  font-weight: 600;
  border-radius: 9999px;
  border: 2px solid rgba(22, 163, 74, 0.35);
  transition: all 0.2s;
  text-decoration: none;
}
.btn-secondary:hover {
  border-color: var(--primary);
  background: rgba(22, 163, 74, 0.06);
}
.btn-outline {
  display: inline-flex;
  align-items: center;
  padding: 0.625rem 1.5rem;
  border: 2px solid rgba(255,255,255,0.9);
  color: white;
  font-weight: 600;
  border-radius: 9999px;
  transition: all 0.2s;
  text-decoration: none;
}
.btn-outline:hover {
  background: white;
  color: var(--primary-dark);
}
.btn-glass {
  display: inline-flex;
  align-items: center;
  padding: 0.625rem 1.5rem;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.25);
  color: white;
  font-weight: 600;
  border-radius: 9999px;
  backdrop-filter: blur(8px);
  text-decoration: none;
  transition: background 0.2s;
}
.btn-glass:hover { background: rgba(255,255,255,0.22); }

/* —— Typography —— */
.section-eyebrow {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary);
}
.section-eyebrow--light { color: var(--primary-light, #4ade80); }
.section-heading {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 4vw, 2.75rem);
  line-height: 1.12;
  color: var(--slate-dark);
  letter-spacing: -0.02em;
}
.section-heading--light { color: #fff; }

/* —— Hero —— */
.hero-swiper {
  width: 100%;
  height: clamp(440px, 88vh, 920px);
  min-height: 440px;
  max-height: 920px;
}
.hero-swiper .swiper-slide,
.hero-slide {
  position: relative;
  height: 100%;
  overflow: hidden;
}
.hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-image-bg {
  width: 100%;
  height: 100%;
  background-size: cover;
  background-position: center;
  transform: scale(1);
  transition: filter 0.4s ease;
  filter: brightness(1.14) contrast(1.04) saturate(1.12);
}

/* Per-slide zoom — only zoom-out / zoom-in animate; zoom-none stays static. */
.hero-slide--zoom-out .hero-image-bg {
  transform: scale(1.08);
  transition: transform 8s ease, filter 0.4s ease;
}
.hero-slide--zoom-out.swiper-slide-active .hero-image-bg {
  transform: scale(1.02);
}

.hero-slide--zoom-in .hero-image-bg {
  transform: scale(1.02);
  transition: transform 8s ease, filter 0.4s ease;
}
.hero-slide--zoom-in.swiper-slide-active .hero-image-bg {
  transform: scale(1.08);
}

.hero-slide--zoom-none .hero-image-bg,
.hero-slide--zoom-none.swiper-slide-active .hero-image-bg {
  transform: scale(1);
  transition: filter 0.4s ease;
}

/* Fit full image — no cropping; letterbox bars fill empty space */
.hero-slide--fit-contain .hero-media--image {
  background: linear-gradient(160deg, #0f172a 0%, #1e293b 42%, #0d3d12 100%);
}
.hero-slide--fit-contain .hero-image-bg {
  background-size: contain;
  background-repeat: no-repeat;
  background-position: center;
}
.hero-slide--fit-contain.hero-slide--zoom-out .hero-image-bg,
.hero-slide--fit-contain.hero-slide--zoom-in .hero-image-bg,
.hero-slide--fit-contain.hero-slide--zoom-out.swiper-slide-active .hero-image-bg,
.hero-slide--fit-contain.hero-slide--zoom-in.swiper-slide-active .hero-image-bg {
  transform: scale(1);
  transition: filter 0.4s ease;
}

.hero-image-bg--fallback {
  background: linear-gradient(135deg, var(--primary) 0%, var(--slate-dark) 55%, var(--brand) 100%);
}
.hero-video-wrap {
  position: absolute;
  inset: 0;
  overflow: hidden;
}
.hero-slide--video .hero-video-wrap,
.hero-slide--testimonial .hero-video-wrap {
  pointer-events: auto;
  cursor: pointer;
}
.hero-slide--video .hero-media--video,
.hero-slide--testimonial .hero-media--video {
  filter: brightness(1.1) contrast(1.03) saturate(1.1);
}
.hero-video-poster {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  transition: opacity 0.5s ease;
  z-index: 1;
  filter: brightness(1.08) saturate(1.06);
}
.hero-slide--testimonial .hero-slide-overlay {
  background: linear-gradient(
    180deg,
    rgba(15, 23, 42, 0.18) 0%,
    transparent 38%,
    rgba(15, 23, 42, 0.32) 100%
  );
}
.hero-testimonial-badge {
  position: absolute;
  top: 5.5rem;
  right: 1rem;
  z-index: 15;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.4rem 0.9rem;
  border-radius: 9999px;
  background: rgba(0, 0, 0, 0.55);
  border: 1px solid var(--gold);
  color: var(--gold-light);
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.hero-testimonial-badge__dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #ef4444;
  animation: pulseDot 1.2s ease infinite;
}
@keyframes pulseDot {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.4; }
}
.hero-video-iframe {
  position: absolute;
  top: 50%;
  left: 50%;
  width: max(100vw, 177.78vh);
  height: max(56.25vw, 100vh);
  min-width: 100%;
  min-height: 100%;
  transform: translate(-50%, -50%);
  border: 0;
  z-index: 2;
  pointer-events: none;
}
.hero-slide--testimonial .hero-video-iframe {
  pointer-events: auto;
}
/* Captures clicks above iframe (background videos have controls hidden) */
.hero-video-click-layer {
  position: absolute;
  inset: 0;
  z-index: 6;
  margin: 0;
  padding: 0;
  border: 0;
  cursor: pointer;
  background: transparent;
  appearance: none;
  -webkit-appearance: none;
}
.hero-video-click-layer[hidden] {
  display: none !important;
}
.hero-slide--testimonial .hero-video-click-layer {
  display: none !important;
}
.hero-slide-overlay {
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(
    100deg,
    rgba(15, 23, 42, 0.38) 0%,
    rgba(15, 23, 42, 0.14) 32%,
    transparent 58%,
    transparent 100%
  );
  pointer-events: none;
}
.hero-content {
  position: relative;
  z-index: 10;
  height: 100%;
  display: flex;
  align-items: center;
  padding-top: clamp(5rem, 14vw, 7rem);
  padding-bottom: 4rem;
  pointer-events: none;
}
.hero-content a,
.hero-content button,
.hero-slide-copy,
.hero-badge-row {
  pointer-events: auto;
}
.hero-slide-copy {
  position: relative;
  isolation: isolate;
  max-width: 38rem;
  padding: clamp(1rem, 2.5vw, 1.35rem) clamp(1.1rem, 3vw, 1.6rem);
  border-radius: 1.15rem;
}
.hero-slide-copy::before {
  content: '';
  position: absolute;
  inset: 0;
  z-index: -1;
  border-radius: inherit;
  background: linear-gradient(
    135deg,
    rgba(15, 23, 42, 0.72) 0%,
    rgba(15, 23, 42, 0.48) 55%,
    rgba(27, 94, 32, 0.35) 100%
  );
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1px solid rgba(255, 255, 255, 0.12);
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.22);
}
.hero-title {
  font-family: 'Plus Jakarta Sans', 'DM Sans', sans-serif;
  font-weight: 800;
  font-size: clamp(1.875rem, 5vw, 3.75rem);
  line-height: 1.08;
  color: #fff;
  letter-spacing: -0.03em;
  text-shadow: 0 2px 24px rgba(0, 0, 0, 0.45), 0 1px 3px rgba(0, 0, 0, 0.35);
}
.hero-subtitle {
  color: rgba(255, 255, 255, 0.94);
  font-size: clamp(1rem, 2vw, 1.2rem);
  line-height: 1.65;
  max-width: 32rem;
  text-shadow: 0 1px 14px rgba(0, 0, 0, 0.4);
}
.hero-badge-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.35rem 0.85rem;
  border-radius: 9999px;
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  color: rgba(255,255,255,0.95);
  backdrop-filter: blur(6px);
}
.hero-badge--gold {
  background: rgba(212, 160, 23, 0.2);
  border-color: rgba(240, 193, 77, 0.45);
  color: var(--gold-light);
}
.hero-pagination { bottom: 2rem !important; }
.hero-nav-btn {
  color: #fff !important;
  width: 48px !important;
  height: 48px !important;
  background: rgba(255,255,255,0.1) !important;
  border-radius: 50% !important;
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255,255,255,0.2) !important;
}
.hero-nav-btn::after { font-size: 1rem !important; font-weight: 700; }
.hero-scroll-cue {
  position: absolute;
  bottom: 1.25rem;
  left: 50%;
  transform: translateX(-50%);
  z-index: 20;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.35rem;
  color: rgba(255,255,255,0.7);
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  text-decoration: none;
  transition: color 0.2s;
}
.hero-scroll-cue:hover { color: #fff; }
.hero-scroll-cue__icon {
  width: 22px;
  height: 36px;
  border: 2px solid rgba(255,255,255,0.5);
  border-radius: 12px;
  position: relative;
}
.hero-scroll-cue__icon::after {
  content: '';
  position: absolute;
  top: 6px;
  left: 50%;
  transform: translateX(-50%);
  width: 4px;
  height: 8px;
  background: var(--primary-light, #4ade80);
  border-radius: 2px;
  animation: scrollDot 1.8s ease infinite;
}
@keyframes scrollDot {
  0%, 100% { opacity: 1; top: 6px; }
  50% { opacity: 0.3; top: 14px; }
}
.swiper-pagination-bullet-active { background: var(--primary) !important; }

@media (max-width: 639px) {
  .hero-swiper {
    height: clamp(400px, 82vh, 680px);
    min-height: 400px;
  }
  .hero-content { align-items: flex-end; padding-bottom: 3.5rem; }
  .hero-scroll-cue { display: none; }
}

/* —— Home: Trust bar —— */
.home-trust {
  margin-top: -3.5rem;
  position: relative;
  z-index: 20;
  padding-bottom: 0.75rem;
}
.home-trust::before {
  content: '';
  position: absolute;
  inset: -1.75rem 0 auto 0;
  height: 6rem;
  pointer-events: none;
  background:
    radial-gradient(ellipse 60% 80% at 35% 20%, rgba(22, 163, 74, 0.18), transparent 62%),
    radial-gradient(ellipse 45% 70% at 85% 35%, rgba(251, 192, 45, 0.12), transparent 60%),
    linear-gradient(180deg, rgba(15, 23, 42, 0.06), transparent 70%);
  filter: blur(0px);
}
.home-trust__bar {
  position: relative;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1.25rem;
  background: rgba(255, 255, 255, 0.86);
  border-radius: 1.5rem;
  padding: 1.25rem 1.5rem;
  box-shadow:
    0 18px 44px rgba(15, 23, 42, 0.14),
    0 40px 90px rgba(22, 163, 74, 0.10);
  border: 1px solid rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(14px);
  overflow: hidden;
}
.home-trust__bar::before {
  content: '';
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(ellipse 80% 60% at 20% 20%, rgba(34, 197, 94, 0.12), transparent 60%),
    radial-gradient(ellipse 70% 60% at 85% 30%, rgba(251, 192, 45, 0.08), transparent 62%),
    linear-gradient(90deg, rgba(15, 23, 42, 0.04), transparent 40%, rgba(15, 23, 42, 0.04));
}
.home-trust__bar::after {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(135deg, rgba(34, 197, 94, 0.45), rgba(251, 192, 45, 0.35), rgba(15, 23, 42, 0.10));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
  opacity: 0.9;
}
.home-trust__item {
  position: relative;
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex: 1;
  min-width: 120px;
}
.home-trust__item + .home-trust__item {
  padding-left: 0.25rem;
}
.home-trust__logo {
  width: 48px;
  height: 48px;
  object-fit: contain;
  filter: drop-shadow(0 10px 20px rgba(15, 23, 42, 0.12));
}
.home-trust__stat {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1;
  font-family: 'Plus Jakarta Sans', sans-serif;
  letter-spacing: -0.02em;
}
.home-trust__value {
  font-weight: 700;
  color: var(--slate-dark);
  font-size: 0.95rem;
}
.home-trust__label {
  font-size: 0.75rem;
  color: #64748b;
  font-weight: 500;
}
.home-trust__divider {
  width: 1px;
  height: 40px;
  background: linear-gradient(180deg, transparent 0%, rgba(148, 163, 184, 0.55) 45%, transparent 100%);
  opacity: 0.8;
}

/* —— Home: Quick services —— */
.home-quick-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
  margin-top: 1.5rem;
}
@media (min-width: 640px) {
  .home-quick-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
  .home-quick-grid { grid-template-columns: repeat(4, 1fr); }
}
.home-quick-card {
  position: relative;
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1.25rem 1.25rem;
  background:
    radial-gradient(ellipse 90% 70% at 18% 0%, rgba(22, 163, 74, 0.12), transparent 60%),
    radial-gradient(ellipse 70% 60% at 88% 0%, rgba(251, 192, 45, 0.10), transparent 62%),
    rgba(255, 255, 255, 0.86);
  border-radius: 1.35rem;
  border: 1px solid rgba(15, 23, 42, 0.08);
  text-decoration: none;
  color: inherit;
  box-shadow: 0 16px 44px rgba(15, 23, 42, 0.08);
  transition: border-color 0.28s, box-shadow 0.28s, transform 0.28s, background 0.28s, filter 0.28s;
  overflow: hidden;
}
.home-quick-card::before {
  content: '';
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(135deg, rgba(22, 163, 74, 0.18), rgba(251, 192, 45, 0.12), rgba(15, 23, 42, 0.06));
  opacity: 0.12;
}
.home-quick-card::after {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(135deg, rgba(22, 163, 74, 0.45), rgba(251, 192, 45, 0.30), rgba(15, 23, 42, 0.10));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
  opacity: 0.55;
}
.home-quick-card:hover {
  border-color: rgba(22, 163, 74, 0.32);
  box-shadow: 0 28px 70px rgba(27, 94, 32, 0.14);
  transform: translateY(-8px);
  filter: saturate(1.04);
  background:
    radial-gradient(ellipse 90% 70% at 18% 0%, rgba(22, 163, 74, 0.14), transparent 60%),
    radial-gradient(ellipse 70% 60% at 88% 0%, rgba(251, 192, 45, 0.12), transparent 62%),
    rgba(255, 255, 255, 0.92);
}
.home-quick-card__icon {
  flex-shrink: 0;
  width: 50px;
  height: 50px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  background:
    radial-gradient(circle at 30% 25%, rgba(255,255,255,0.95), rgba(255,255,255,0.72)),
    linear-gradient(135deg, rgba(22,163,74,0.20), rgba(251,192,45,0.12));
  color: var(--primary-dark);
  border: 1px solid rgba(15, 23, 42, 0.08);
  box-shadow: 0 16px 34px rgba(15, 23, 42, 0.10);
}
.home-quick-card__title {
  font-weight: 800;
  color: var(--slate-dark);
  font-size: 0.98rem;
  margin-bottom: 0.25rem;
  letter-spacing: -0.01em;
}
.home-quick-card__desc {
  font-size: 0.8rem;
  color: rgba(51, 65, 85, 0.92);
  line-height: 1.45;
}

/* —— Home: Sections —— */
.home-section { padding: 3rem 0; }
@media (min-width: 1024px) { .home-section { padding: 3.5rem 0; } }

/* —— Home: About (extruded island) —— */
.home-about-magic {
  position: relative;
  margin: 1rem 0 0;
  isolation: isolate;
}
.home-about-magic__transition {
  position: relative;
  line-height: 0;
  color: #14532d;
  pointer-events: none;
}
.home-about-magic__transition-fade {
  height: 1.25rem;
  background: linear-gradient(180deg, var(--fade-green-end) 0%, #e8f5e9 55%, #14532d 100%);
}
.home-about-magic__transition-wave {
  display: block;
  width: 100%;
  height: 3rem;
}
.home-about-magic__transition--out {
  margin-top: -1px;
  color: var(--fade-green-start);
  background: linear-gradient(180deg, #14532d 0%, var(--fade-green-start) 100%);
}
.home-about-magic__transition--out .home-about-magic__transition-wave {
  height: 3.5rem;
}
.home-about-magic__vault {
  position: relative;
  padding: 2.5rem 0 3.5rem;
  background:
    radial-gradient(ellipse 90% 60% at 15% 20%, rgba(34, 197, 94, 0.22), transparent 55%),
    radial-gradient(ellipse 70% 50% at 90% 80%, rgba(251, 192, 45, 0.12), transparent 50%),
    linear-gradient(165deg, #0d3d12 0%, #1B5E20 38%, #2E7D32 72%, #14532d 100%);
  overflow: hidden;
}
.home-about-magic__ambient {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
}
.home-about-magic__orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(70px);
  opacity: 0.5;
  animation: aboutOrbFloat 16s ease-in-out infinite;
}
.home-about-magic__orb--a {
  width: 480px;
  height: 480px;
  top: -15%;
  right: -8%;
  background: radial-gradient(circle, rgba(74, 222, 128, 0.4), transparent 68%);
}
.home-about-magic__orb--b {
  width: 360px;
  height: 360px;
  bottom: -10%;
  left: -8%;
  background: radial-gradient(circle, rgba(251, 192, 45, 0.25), transparent 70%);
  animation-delay: -6s;
}
@keyframes aboutOrbFloat {
  0%, 100% { transform: translate(0, 0) scale(1); }
  50% { transform: translate(-14px, 18px) scale(1.07); }
}
.home-about-magic__mesh {
  position: absolute;
  inset: 0;
  opacity: 0.35;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.04) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse 85% 75% at 50% 45%, #000 15%, transparent 78%);
}
.home-about-magic__island {
  position: relative;
  padding: clamp(1.75rem, 4vw, 2.75rem);
  border-radius: clamp(1.5rem, 3vw, 2rem);
  background: linear-gradient(165deg, #ffffff 0%, #f8fafc 48%, #f0fdf4 100%);
  box-shadow:
    0 0 0 1px rgba(255, 255, 255, 0.12),
    0 2px 4px rgba(0, 0, 0, 0.04),
    0 24px 48px rgba(0, 0, 0, 0.22),
    0 48px 96px rgba(22, 163, 74, 0.18);
  transform: translateY(0);
  transition: transform 0.5s ease, box-shadow 0.5s ease;
}
.home-about-magic__island:hover {
  transform: translateY(-4px);
  box-shadow:
    0 0 0 1px rgba(255, 255, 255, 0.15),
    0 28px 56px rgba(0, 0, 0, 0.26),
    0 56px 110px rgba(22, 163, 74, 0.22);
}
.home-about-magic__island-glow {
  position: absolute;
  inset: -1px;
  border-radius: inherit;
  background: linear-gradient(135deg, rgba(251, 192, 45, 0.55), rgba(34, 197, 94, 0.45), rgba(15, 23, 42, 0.15));
  z-index: -2;
  filter: blur(1px);
}
.home-about-magic__island-rim {
  position: absolute;
  inset: 0;
  border-radius: inherit;
  border: 1px solid rgba(255, 255, 255, 0.65);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.9);
  pointer-events: none;
  z-index: 1;
}
.home-about-magic__island-head {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-end;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 2rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid rgba(22, 163, 74, 0.12);
}
.home-about-magic__island-meta {
  display: flex;
  align-items: center;
  gap: 1rem;
}
.home-about-magic__index {
  font-size: clamp(2.5rem, 6vw, 3.5rem);
  font-weight: 800;
  line-height: 1;
  letter-spacing: -0.04em;
  background: linear-gradient(180deg, rgba(22, 163, 74, 0.18) 0%, rgba(22, 163, 74, 0.04) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  font-family: 'Plus Jakarta Sans', sans-serif;
}
.home-about-magic__island-kicker {
  margin: 0;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: #94a3b8;
}
.home-about-magic__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary-dark);
  padding: 0.45rem 1rem;
  border-radius: 9999px;
  background: rgba(255, 255, 255, 0.95);
  border: 1px solid rgba(22, 163, 74, 0.25);
  box-shadow: 0 4px 14px rgba(22, 163, 74, 0.1);
}
.home-about-magic__eyebrow-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 0 0 3px rgba(251, 192, 45, 0.35);
  animation: aboutPulse 2s ease-in-out infinite;
}
@keyframes aboutPulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.7; transform: scale(0.9); }
}
.home-about-magic__layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
  align-items: center;
  position: relative;
  z-index: 2;
}
@media (min-width: 1024px) {
  .home-about-magic__layout {
    grid-template-columns: 1.08fr 0.92fr;
    gap: 3rem;
  }
}
.home-about-magic__title {
  font-family: var(--font-serif);
  font-size: clamp(2.1rem, 5.2vw, 3rem);
  line-height: 1.08;
  color: var(--slate-dark);
  margin: 0 0 1.25rem;
  font-weight: 400;
}
.home-about-magic__title-line { display: block; }
.home-about-magic__title-accent {
  display: block;
  background: linear-gradient(120deg, var(--primary-dark) 0%, var(--primary) 50%, #15803d 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  font-style: italic;
}
.home-about-magic__lead {
  font-size: 1.0625rem;
  line-height: 1.8;
  color: #475569;
  max-width: 36rem;
  margin: 0 0 1.75rem;
}
.home-about-magic__vmv-wrap { margin-bottom: 2rem; }
.home-about-magic__vmv-hint {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #94a3b8;
  margin: 0 0 0.65rem;
}
.home-about-magic__vmv {
  list-style: none;
  padding: 0;
  margin: 0;
}
.home-about-magic__vmv--bento {
  display: flex;
  gap: 0.75rem;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scroll-padding: 0.5rem;
  padding-bottom: 0.35rem;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: thin;
  scrollbar-color: rgba(22, 163, 74, 0.35) transparent;
}
@media (min-width: 768px) {
  .home-about-magic__vmv--bento {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    overflow: visible;
    scroll-snap-type: none;
    padding-bottom: 0;
  }
}
.home-about-magic__vmv-card {
  position: relative;
  flex: 0 0 min(88%, 300px);
  scroll-snap-align: center;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  padding: 1.1rem 1.15rem 1.15rem;
  border-radius: 1.15rem;
  background: #fff;
  border: 1px solid #e2e8f0;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.06);
  transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.35s, border-color 0.35s;
  overflow: hidden;
}
@media (min-width: 768px) {
  .home-about-magic__vmv-card { flex: none; min-width: 0; }
}
.home-about-magic__vmv-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--gold));
  opacity: 0.85;
}
.home-about-magic__vmv-card--vision::before {
  background: linear-gradient(90deg, #3b82f6, #60a5fa);
}
.home-about-magic__vmv-card--mission::before {
  background: linear-gradient(90deg, #f59e0b, #fbbf24);
}
.home-about-magic__vmv-card--values::before {
  background: linear-gradient(90deg, var(--primary), #4ade80);
}
.home-about-magic__vmv-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 40px rgba(22, 163, 74, 0.14);
  border-color: rgba(22, 163, 74, 0.3);
}
.home-about-magic__vmv-num {
  font-size: 0.65rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  color: #cbd5e1;
}
.home-about-magic__vmv-icon {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
}
.home-about-magic__vmv-icon svg { width: 22px; height: 22px; }
.home-about-magic__vmv-icon--vision {
  background: linear-gradient(135deg, #dbeafe, #bfdbfe);
  color: #1d4ed8;
}
.home-about-magic__vmv-icon--mission {
  background: linear-gradient(135deg, #fef3c7, #fde68a);
  color: #b45309;
}
.home-about-magic__vmv-icon--values {
  background: linear-gradient(135deg, #dcfce7, #bbf7d0);
  color: var(--primary-dark);
}
.home-about-magic__vmv-body strong {
  display: block;
  font-size: 0.78rem;
  font-weight: 800;
  color: var(--slate-dark);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.home-about-magic__vmv-body span {
  display: block;
  font-size: 0.875rem;
  color: #64748b;
  font-weight: 500;
  line-height: 1.45;
  margin-top: 0.35rem;
}
.home-about-magic__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  align-items: center;
  padding-top: 0.25rem;
}
.home-about-magic__btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  box-shadow: 0 10px 28px rgba(22, 163, 74, 0.38);
}
.home-about-magic__btn-ghost {
  display: inline-flex;
  align-items: center;
  padding: 0.75rem 1.5rem;
  border-radius: 9999px;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--primary-dark);
  background: #fff;
  border: 2px solid rgba(22, 163, 74, 0.28);
  text-decoration: none;
  transition: background 0.25s, transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.home-about-magic__btn-ghost:hover {
  background: #f0fdf4;
  border-color: var(--primary);
  transform: translateY(-2px);
  box-shadow: 0 10px 24px rgba(22, 163, 74, 0.12);
}
.home-about-magic__stage {
  position: relative;
  max-width: 460px;
  margin: 0 auto;
  min-height: 440px;
  perspective: 1200px;
}
.home-about-magic__stage-plinth {
  position: absolute;
  left: 50%;
  bottom: 4%;
  width: 78%;
  height: 2.5rem;
  transform: translateX(-50%) rotateX(72deg);
  border-radius: 50%;
  background: radial-gradient(ellipse, rgba(0, 0, 0, 0.35) 0%, transparent 72%);
  filter: blur(8px);
  opacity: 0.65;
}
.home-about-magic__ring {
  position: absolute;
  inset: 3%;
  border-radius: 2rem;
  background: conic-gradient(from 0deg, var(--gold), var(--primary), var(--primary-light), var(--gold));
  opacity: 0.5;
  animation: aboutRingSpin 20s linear infinite;
  filter: blur(2px);
}
@keyframes aboutRingSpin {
  to { transform: rotate(360deg); }
}
.home-about-magic__panel {
  position: relative;
  aspect-ratio: 1;
  border-radius: 2rem;
  padding: 2rem 1.75rem 1.5rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  background: linear-gradient(155deg, #ffffff 0%, #f0fdf4 55%, #ecfdf5 100%);
  border: 1px solid rgba(255, 255, 255, 0.95);
  box-shadow:
    0 8px 16px rgba(22, 163, 74, 0.06),
    0 32px 64px rgba(15, 23, 42, 0.14),
    inset 0 1px 0 rgba(255, 255, 255, 1);
  overflow: hidden;
  animation: aboutPanelFloat 8s ease-in-out infinite;
}
@keyframes aboutPanelFloat {
  0%, 100% { transform: translateY(0) rotateX(0deg); }
  50% { transform: translateY(-10px) rotateX(1deg); }
}
.home-about-magic__panel-shine {
  position: absolute;
  top: -50%;
  left: -50%;
  width: 200%;
  height: 200%;
  background: linear-gradient(105deg, transparent 40%, rgba(255,255,255,0.55) 50%, transparent 60%);
  animation: aboutShine 6s ease-in-out infinite;
  pointer-events: none;
}
@keyframes aboutShine {
  0%, 100% { transform: translateX(-30%) rotate(25deg); opacity: 0; }
  45% { opacity: 1; }
  55% { transform: translateX(30%) rotate(25deg); opacity: 0; }
}
.home-about-magic__logo-halo {
  position: absolute;
  width: 72%;
  aspect-ratio: 1;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255,255,255,0.98) 0%, rgba(220,252,231,0.55) 55%, transparent 72%);
  top: 50%;
  left: 50%;
  transform: translate(-50%, -58%);
  pointer-events: none;
}
.home-about-magic__logo-wrap {
  position: relative;
  z-index: 1;
  width: min(72%, 260px);
  padding: 0.55rem;
  border-radius: 1.25rem;
  background: linear-gradient(180deg, #ffffff 0%, #f0fdf4 100%);
  box-shadow: 0 14px 36px rgba(22, 163, 74, 0.14);
}
.home-about-magic__logo {
  width: 100%;
  height: auto;
  display: block;
  border-radius: 0.75rem;
  filter: drop-shadow(0 10px 20px rgba(15, 23, 42, 0.1));
}
.home-about-magic__motto {
  position: relative;
  z-index: 1;
  margin: 1.25rem 0 0.25rem;
  font-family: var(--font-serif);
  font-size: 1.45rem;
  font-style: italic;
  color: var(--primary-dark);
  line-height: 1.2;
}
.home-about-magic__tagline {
  position: relative;
  z-index: 1;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #94a3b8;
}
.home-about-magic__stat {
  position: absolute;
  bottom: 0.25rem;
  right: -0.5rem;
  z-index: 4;
  padding: 1.15rem 1.4rem;
  border-radius: 1.2rem;
  background: rgba(255, 255, 255, 0.96);
  border: 2px solid rgba(251, 192, 45, 0.5);
  box-shadow: 0 20px 48px rgba(15, 23, 42, 0.18);
  animation: aboutStatBob 5.5s ease-in-out infinite;
  animation-delay: -1s;
}
@keyframes aboutStatBob {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-6px); }
}
.home-about-magic__stat-num {
  display: block;
  font-size: 2.35rem;
  font-weight: 800;
  line-height: 1;
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.home-about-magic__stat-label {
  display: block;
  font-size: 0.72rem;
  font-weight: 600;
  color: #64748b;
  margin-top: 0.35rem;
  max-width: 8.5rem;
  line-height: 1.35;
}
.home-about-magic__chip {
  position: absolute;
  top: 0.25rem;
  left: -0.5rem;
  z-index: 4;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.5rem 0.9rem;
  border-radius: 9999px;
  font-size: 0.65rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--primary-dark);
  background: rgba(255, 255, 255, 0.95);
  border: 1px solid rgba(22, 163, 74, 0.22);
  box-shadow: 0 10px 24px rgba(15, 23, 42, 0.1);
}
@media (prefers-reduced-motion: reduce) {
  .home-about-magic__island:hover { transform: none; }
  .home-about-magic__orb,
  .home-about-magic__ring,
  .home-about-magic__panel,
  .home-about-magic__panel-shine,
  .home-about-magic__stat,
  .home-about-magic__eyebrow-dot {
    animation: none !important;
  }
  .home-about-magic__vmv-card:hover { transform: none; }
}

/* —— Home: Loans (premium hl-* layout) —— */
.hl-loans {
  --hl-green-deep: #004d26;
  --hl-green-mid: #0d5c2e;
  --hl-green-bright: #16a34a;
  --hl-gold: #ffd700;
  --hl-gold-hot: #fbbf24;
  position: relative;
  padding-bottom: 0.5rem;
}
.hl-loans__header {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  margin-bottom: 1.75rem;
}
@media (min-width: 768px) {
  .hl-loans__header {
    flex-direction: row;
    align-items: flex-end;
    justify-content: space-between;
    gap: 2rem;
  }
}
.hl-loans__eyebrow {
  display: block;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--hl-green-bright);
  margin-bottom: 0.5rem;
}
.hl-loans__title {
  font-family: var(--font-serif, Georgia, 'Times New Roman', serif);
  font-size: clamp(1.85rem, 4vw, 2.65rem);
  font-weight: 800;
  line-height: 1.12;
  color: var(--hl-green-deep);
  margin: 0;
}
.hl-loans__lead {
  margin: 0.85rem 0 0;
  max-width: 36rem;
  font-size: 0.95rem;
  line-height: 1.65;
  color: #64748b;
}
.hl-loans__explore {
  display: inline-flex;
  align-items: center;
  gap: 0;
  padding: 0.35rem 0.35rem 0.35rem 1.35rem;
  border-radius: 9999px;
  text-decoration: none;
  font-weight: 800;
  font-size: 0.9rem;
  color: #fff;
  background: linear-gradient(135deg, var(--hl-green-deep) 0%, var(--hl-green-mid) 55%, #0a3d1f 100%);
  box-shadow:
    0 14px 36px rgba(0, 77, 38, 0.35),
    0 8px 24px rgba(255, 215, 0, 0.22);
  transition: transform 0.25s, box-shadow 0.25s;
  flex-shrink: 0;
}
.hl-loans__explore:hover {
  transform: translateY(-3px);
  box-shadow:
    0 20px 48px rgba(0, 77, 38, 0.42),
    0 12px 32px rgba(255, 215, 0, 0.35);
}
.hl-loans__explore-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.65rem;
  height: 2.65rem;
  margin-left: 0.85rem;
  border-radius: 50%;
  background: var(--hl-gold);
  color: var(--hl-green-deep);
  box-shadow: 0 4px 16px rgba(255, 215, 0, 0.5);
}
.hl-loans__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-bottom: 2rem;
}
.hl-loans__trust-item {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.5rem 0.9rem;
  border-radius: 9999px;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--hl-green-deep);
  background: #fff;
  border: 1px solid rgba(0, 77, 38, 0.12);
  box-shadow: 0 6px 18px rgba(15, 23, 42, 0.06);
}
.hl-loans__trust-icon {
  display: inline-flex;
  color: var(--hl-green-bright);
}
.hl-loans__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.75rem;
}
@media (min-width: 640px) { .hl-loans__grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1280px) { .hl-loans__grid { grid-template-columns: repeat(4, 1fr); gap: 1.35rem; } }

/* —— Loan card —— */
.hl-card {
  --hl-card-shadow: rgba(255, 215, 0, 0.55);
  position: relative;
  display: flex;
  flex-direction: column;
  border-radius: 1.25rem;
  background: #fff;
  overflow: visible;
  box-shadow:
    0 4px 0 0 var(--hl-card-shadow),
    0 18px 48px rgba(0, 77, 38, 0.12);
  transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.35s;
}
.hl-card--1 { --hl-card-shadow: #ffd700; }
.hl-card--2 { --hl-card-shadow: #16a34a; }
.hl-card--3 { --hl-card-shadow: #fbbf24; }
.hl-card--4 { --hl-card-shadow: #0d5c2e; }
.hl-card:hover {
  transform: translateY(-12px) scale(1.02);
  box-shadow:
    0 8px 0 0 var(--hl-card-shadow),
    0 32px 72px rgba(0, 77, 38, 0.22),
    0 0 48px rgba(255, 215, 0, 0.18);
}
.hl-card__header {
  position: relative;
  min-height: 168px;
  padding-top: 1rem;
  border-radius: 1.25rem 1.25rem 0 0;
  overflow: hidden;
}
.hl-card__header-bg {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(145deg, #003d1f 0%, #0a5c32 38%, #127a42 68%, #1a6b3c 100%),
    url("data:image/svg+xml,%3Csvg width='120' height='120' viewBox='0 0 120 120' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M0 60 Q30 20 60 60 T120 60' fill='none' stroke='%23ffd700' stroke-opacity='0.12' stroke-width='1.5'/%3E%3Cpath d='M0 80 Q40 40 80 80 T160 80' fill='none' stroke='%23ffd700' stroke-opacity='0.08' stroke-width='1'/%3E%3C/svg%3E");
  background-size: auto, 140px 140px;
}
.hl-card--2 .hl-card__header-bg {
  background:
    linear-gradient(145deg, #0a3d1f 0%, #0d5c2e 45%, #15803d 100%),
    url("data:image/svg+xml,%3Csvg width='120' height='120' viewBox='0 0 120 120' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M0 60 Q30 20 60 60 T120 60' fill='none' stroke='%23fbbf24' stroke-opacity='0.15' stroke-width='1.5'/%3E%3C/svg%3E");
  background-size: auto, 140px 140px;
}
.hl-card--3 .hl-card__header-bg {
  background:
    linear-gradient(145deg, #002818 0%, #004d26 50%, #0a6b38 100%),
    url("data:image/svg+xml,%3Csvg width='120' height='120' viewBox='0 0 120 120' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M0 50 Q35 15 70 50 T140 50' fill='none' stroke='%23ffd700' stroke-opacity='0.14' stroke-width='1.5'/%3E%3C/svg%3E");
  background-size: auto, 140px 140px;
}
.hl-card--4 .hl-card__header-bg {
  background:
    linear-gradient(145deg, #0d3d12 0%, #14532d 40%, #166534 100%),
    url("data:image/svg+xml,%3Csvg width='120' height='120' viewBox='0 0 120 120' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M0 55 Q28 18 56 55 T112 55' fill='none' stroke='%23fde047' stroke-opacity='0.12' stroke-width='1.5'/%3E%3C/svg%3E");
  background-size: auto, 140px 140px;
}
.hl-card__header-photo {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0.35;
  mix-blend-mode: overlay;
}
.hl-card__badge {
  position: absolute;
  top: 0.85rem;
  right: 0.85rem;
  z-index: 3;
  padding: 0.35rem 0.7rem;
  border-radius: 0.45rem;
  font-size: 0.62rem;
  font-weight: 900;
  letter-spacing: 0.06em;
  color: var(--hl-green-deep);
  background: linear-gradient(180deg, #ffe566 0%, var(--hl-gold) 45%, #e6b800 100%);
  box-shadow: 0 4px 14px rgba(255, 215, 0, 0.45), inset 0 1px 0 rgba(255,255,255,0.6);
}
.hl-card__icon-ring {
  position: relative;
  z-index: 2;
  width: 4.5rem;
  height: 4.5rem;
  margin: 1.5rem auto 0;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, 0.08);
  border: 2px solid rgba(255, 215, 0, 0.35);
  box-shadow:
    0 0 0 8px rgba(255, 215, 0, 0.08),
    0 0 32px rgba(134, 239, 172, 0.45),
    0 0 48px rgba(255, 215, 0, 0.25),
    inset 0 2px 8px rgba(255,255,255,0.15);
}
.hl-card:hover .hl-card__icon-ring {
  box-shadow:
    0 0 0 10px rgba(255, 215, 0, 0.12),
    0 0 40px rgba(134, 239, 172, 0.65),
    0 0 64px rgba(255, 215, 0, 0.4);
  transform: scale(1.06);
  transition: transform 0.35s, box-shadow 0.35s;
}
.hl-card__icon-svg {
  width: 2rem;
  height: 2rem;
  color: #bbf7d0;
  filter: drop-shadow(0 0 8px rgba(190, 242, 100, 0.8));
}
.hl-card__wave {
  position: absolute;
  left: 0;
  right: 0;
  bottom: -1px;
  z-index: 4;
  line-height: 0;
}
.hl-card__wave svg {
  display: block;
  width: 100%;
  height: 48px;
}
.hl-card__wave-fill {
  fill: #fff;
}
.hl-card__wave-gold {
  stroke: var(--hl-gold);
  filter: drop-shadow(0 0 6px rgba(255, 215, 0, 0.6));
}
.hl-card__body {
  padding: 0.35rem 1.15rem 1.25rem;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.hl-card__title {
  font-family: var(--font-serif, Georgia, 'Times New Roman', serif);
  font-size: 1.05rem;
  font-weight: 800;
  line-height: 1.28;
  color: var(--hl-green-deep);
  margin: 0 0 0.55rem;
}
.hl-card__desc {
  font-size: 0.8rem;
  line-height: 1.6;
  color: #64748b;
  margin: 0 0 0.75rem;
}
.hl-card__features {
  list-style: none;
  padding: 0;
  margin: 0 0 0.85rem;
}
.hl-card__features li {
  position: relative;
  padding-left: 1.15rem;
  font-size: 0.76rem;
  color: #475569;
  margin-bottom: 0.35rem;
  line-height: 1.45;
}
.hl-card__features li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.35rem;
  width: 0.55rem;
  height: 0.55rem;
  border-radius: 50%;
  background: var(--hl-green-bright);
  box-shadow: 0 0 0 2px rgba(22, 163, 74, 0.2);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M2 6l3 3 5-5' fill='none' stroke='white' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");
  background-size: 0.5rem;
  background-repeat: no-repeat;
  background-position: center;
}
.hl-card__stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.5rem;
  padding: 0.65rem;
  margin-bottom: 0.85rem;
  border-radius: 0.75rem;
  background: linear-gradient(180deg, #f8fafc 0%, #f1f5f9 100%);
  border: 1px solid rgba(0, 77, 38, 0.08);
}
.hl-card__stat {
  display: flex;
  align-items: flex-start;
  gap: 0.4rem;
}
.hl-card__stat-icon {
  flex-shrink: 0;
  color: var(--hl-green-bright);
  margin-top: 0.1rem;
}
.hl-card__stat-label {
  display: block;
  font-size: 0.58rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: #94a3b8;
  line-height: 1.2;
}
.hl-card__stat-value {
  display: block;
  font-size: 0.72rem;
  font-weight: 800;
  color: var(--hl-green-deep);
  margin-top: 0.15rem;
  line-height: 1.25;
}
.hl-card__actions {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  margin-top: auto;
}
.hl-card__btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  padding: 0.65rem 1rem;
  border-radius: 9999px;
  font-size: 0.82rem;
  font-weight: 800;
  text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s, background 0.2s;
}
.hl-card__btn--primary {
  color: #fff;
  background: linear-gradient(135deg, var(--hl-green-deep) 0%, var(--hl-green-mid) 100%);
  box-shadow: 0 8px 22px rgba(0, 77, 38, 0.28);
  border: 1px solid rgba(255, 255, 255, 0.12);
}
.hl-card__btn--primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(0, 77, 38, 0.38);
}
.hl-card__btn--ghost {
  color: var(--hl-green-deep);
  background: #fff;
  border: 1.5px solid rgba(0, 77, 38, 0.18);
}
.hl-card__btn--ghost:hover {
  background: #f0fdf4;
  border-color: var(--hl-green-bright);
}

/* Bottom ribbon */
.hl-loans__ribbon {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0;
  margin-top: 2.25rem;
  border-radius: 1rem;
  overflow: hidden;
  background:
    linear-gradient(135deg, #003d1f 0%, #004d26 35%, #0a5c32 100%);
  box-shadow: 0 20px 56px rgba(0, 77, 38, 0.28);
}
@media (min-width: 768px) {
  .hl-loans__ribbon { grid-template-columns: repeat(5, 1fr); }
}
.hl-loans__ribbon-item {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  padding: 1.1rem 1rem;
  color: #fff;
  border-right: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
@media (min-width: 768px) {
  .hl-loans__ribbon-item {
    border-bottom: none;
    flex-direction: column;
    text-align: center;
    padding: 1.25rem 0.75rem;
  }
  .hl-loans__ribbon-item:last-child { border-right: none; }
}
.hl-loans__ribbon-item strong {
  display: block;
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--hl-gold);
  text-shadow: 0 0 20px rgba(255, 215, 0, 0.35);
}
.hl-loans__ribbon-item span {
  display: block;
  font-size: 0.68rem;
  opacity: 0.85;
  margin-top: 0.15rem;
}
.hl-loans__ribbon-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.5rem;
  height: 2.5rem;
  border-radius: 50%;
  color: var(--hl-gold);
  background: rgba(255, 215, 0, 0.12);
  box-shadow: 0 0 24px rgba(255, 215, 0, 0.25);
  flex-shrink: 0;
}
@media (prefers-reduced-motion: reduce) {
  .hl-card:hover { transform: none; }
}

/* —— Home: Why us —— */
.home-why {
  background: linear-gradient(165deg, var(--slate-dark) 0%, var(--primary) 50%, var(--brand) 100%);
  position: relative;
  overflow: hidden;
}
.home-why::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  opacity: 0.5;
}
.home-why-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
}
@media (min-width: 640px) { .home-why-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .home-why-grid { grid-template-columns: repeat(3, 1fr); } }
.home-why-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 1rem;
  padding: 1.5rem;
  color: #fff;
  backdrop-filter: blur(8px);
  transition: background 0.25s, border-color 0.25s;
}
.home-why-card:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(74, 222, 128, 0.35);
}
.home-why-card__icon {
  display: inline-flex;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  background: rgba(22, 163, 74, 0.35);
  color: #4ade80;
  margin-bottom: 1rem;
}

/* —— Home: Steps & CTA panel —— */
.home-join {
  background: radial-gradient(ellipse 80% 65% at 15% 15%, rgba(22, 163, 74, 0.10), transparent 60%),
              radial-gradient(ellipse 70% 60% at 85% 35%, rgba(251, 192, 45, 0.06), transparent 60%),
              #fff;
  border-top: 1px solid rgba(15, 23, 42, 0.06);
  border-bottom: 1px solid rgba(15, 23, 42, 0.06);
}
.home-join__lead { color: #475569; max-width: 42rem; }
.home-steps {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.85rem;
}
.home-step {
  position: relative;
  display: flex;
  gap: 1rem;
  padding: 1rem 1rem;
  border-radius: 1.25rem;
  background: rgba(248, 250, 252, 0.9);
  border: 1px solid rgba(226, 232, 240, 0.9);
  box-shadow: 0 12px 28px rgba(15, 23, 42, 0.05);
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s, background 0.25s;
  overflow: hidden;
}
.home-step::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0;
  width: 4px;
  height: 100%;
  background: linear-gradient(180deg, var(--primary), var(--gold));
  opacity: 0.9;
}
.home-step:hover {
  transform: translateY(-3px);
  background: rgba(255, 255, 255, 0.95);
  box-shadow: 0 18px 44px rgba(22, 163, 74, 0.10);
  border-color: rgba(22, 163, 74, 0.25);
}
.home-step__num {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  background: linear-gradient(135deg, #2E7D32, #1B5E20);
  color: #fff;
  font-weight: 900;
  font-size: 1rem;
  box-shadow: 0 12px 24px rgba(22, 163, 74, 0.18);
}
.home-step h3 { letter-spacing: -0.01em; }
.home-step p { color: #64748b; }

.home-cta-panel {
  position: relative;
  border-radius: 1.75rem;
  padding: 2.2rem 2rem;
  background:
    radial-gradient(ellipse 80% 60% at 25% 15%, rgba(74, 222, 128, 0.35), transparent 62%),
    radial-gradient(ellipse 70% 60% at 85% 75%, rgba(251, 192, 45, 0.18), transparent 58%),
    linear-gradient(145deg, #0d3d12 0%, #1B5E20 45%, #2E7D32 100%);
  border: 1px solid rgba(255, 255, 255, 0.16);
  box-shadow: 0 28px 70px rgba(15, 23, 42, 0.22);
  overflow: hidden;
}
.home-cta-panel__shine {
  position: absolute;
  inset: -2px;
  background: linear-gradient(105deg, transparent 35%, rgba(255,255,255,0.22) 50%, transparent 65%);
  transform: translateX(-30%) rotate(8deg);
  animation: joinShine 7s ease-in-out infinite;
  pointer-events: none;
  opacity: 0.6;
}
@keyframes joinShine {
  0%, 100% { transform: translateX(-35%) rotate(8deg); opacity: 0.25; }
  50% { transform: translateX(25%) rotate(8deg); opacity: 0.65; }
}
.home-cta-panel__title {
  margin: 0 0 0.55rem;
  font-size: 1.75rem;
  font-weight: 900;
  color: #fff;
  letter-spacing: -0.02em;
}
.home-cta-panel__desc {
  margin: 0 0 1.25rem;
  color: rgba(255, 255, 255, 0.78);
  line-height: 1.7;
}
.home-cta-panel__chip {
  background: rgba(255,255,255,0.10);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 0.9rem;
  padding: 0.75rem 0.8rem;
  text-align: center;
  font-size: 0.82rem;
  font-weight: 800;
  color: rgba(255,255,255,0.95);
  backdrop-filter: blur(8px);
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.12);
}
.home-cta-panel__btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  padding: 0.95rem 1.2rem;
  border-radius: 9999px;
  text-decoration: none;
  font-weight: 900;
  letter-spacing: 0.02em;
  color: #0f172a;
  background: linear-gradient(135deg, var(--gold) 0%, #FFD700 45%, #fef3c7 100%);
  border: 1px solid rgba(255,255,255,0.22);
  box-shadow: 0 16px 34px rgba(0, 0, 0, 0.18);
  transition: transform 0.2s, box-shadow 0.2s, filter 0.2s;
}
.home-cta-panel__btn:hover {
  transform: translateY(-2px);
  filter: saturate(1.05);
  box-shadow: 0 22px 44px rgba(0, 0, 0, 0.22);
}

/* —— Home: Testimonials —— */
.home-testimonial {
  display: flex;
  flex-direction: column;
  background: #fff;
  border-radius: 1.25rem;
  padding: 1.75rem;
  border: 1px solid #e2e8f0;
  height: 100%;
  transition: box-shadow 0.3s, transform 0.3s;
}
.home-testimonial:hover {
  box-shadow: var(--shadow-soft);
  transform: translateY(-4px);
}
.home-testimonial__stars {
  color: var(--gold);
  font-size: 0.9rem;
  letter-spacing: 2px;
  margin-bottom: 1rem;
}
.home-testimonial__avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, #16a34a, #14532d);
  color: #fff;
  font-size: 0.75rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* —— Home: Final CTA —— */
.home-final-cta {
  padding: 2.5rem 0 3rem;
  background: var(--fade-green-start);
}
.home-final-cta__inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 2rem;
  padding: 2.5rem 2rem;
  border-radius: 1.5rem;
  background: linear-gradient(135deg, var(--brand) 0%, var(--primary) 50%, var(--slate-dark) 100%);
  box-shadow: 0 20px 48px rgba(27, 94, 32, 0.28);
}
@media (min-width: 768px) {
  .home-final-cta__inner {
    flex-direction: row;
    padding: 2.5rem 3rem;
    text-align: left;
  }
}
.home-final-cta__logo {
  width: 80px;
  height: 80px;
  object-fit: contain;
  filter: drop-shadow(0 4px 12px rgba(0,0,0,0.2));
}

/* —— Footer —— */
.site-footer {
  position: relative;
  background: linear-gradient(165deg, #0f172a 0%, #172554 42%, #1e3a5f 100%);
  color: #fff;
  margin-top: 0;
  overflow: hidden;
}
.site-footer::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 55% at 15% 0%, rgba(212, 160, 23, 0.14), transparent 58%),
    radial-gradient(ellipse 60% 45% at 85% 100%, rgba(234, 179, 8, 0.1), transparent 55%);
  pointer-events: none;
}
.site-footer__accent {
  height: 4px;
  background: linear-gradient(90deg, #0f172a, #1e40af, #d4a017, #eab308);
}
.site-footer__main {
  position: relative;
  z-index: 1;
  padding: 3.5rem 0 2.5rem;
}
.site-footer__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
}
@media (min-width: 768px) {
  .site-footer__grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem 3rem;
  }
}
@media (min-width: 1024px) {
  .site-footer__grid {
    grid-template-columns: 1.15fr 0.85fr 1.1fr 0.9fr;
    gap: 2rem;
  }
}
.site-footer__brand-link {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.65rem;
  text-decoration: none;
  margin-bottom: 0.35rem;
}
.site-footer__logo-wrap {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.55rem 0.75rem;
  border-radius: 0.85rem;
  background: #fff;
  box-shadow: 0 8px 22px rgba(0, 0, 0, 0.18);
  border: 1px solid rgba(255, 255, 255, 0.35);
}
.site-footer__logo {
  width: auto;
  height: 2.75rem;
  max-width: 13.5rem;
  object-fit: contain;
  object-position: left center;
  filter: none;
}
@media (min-width: 768px) {
  .site-footer__logo {
    height: 3rem;
    max-width: 15rem;
  }
}
.site-footer__brand-name {
  display: block;
  font-weight: 700;
  font-size: 1.125rem;
  color: #fff;
  letter-spacing: 0.02em;
}
.site-footer__brand-motto {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  color: #facc15;
  margin-top: 0;
  line-height: 1.4;
  max-width: 18rem;
}
.site-footer__pitch {
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.58);
  line-height: 1.65;
  margin: 0;
  max-width: 17.5rem;
}
.site-footer__brand-extra {
  margin-top: 0.95rem;
  padding-top: 0.95rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  display: grid;
  gap: 0.55rem;
}
.site-footer__brand-extra-title {
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #fde68a;
}
.site-footer__brand-extra-row {
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: 0.75rem;
  align-items: start;
}
.site-footer__brand-extra-k {
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.45);
  padding-top: 0.1rem;
}
.site-footer__brand-extra-v {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.82);
  line-height: 1.45;
  white-space: pre-line;
}
.site-footer__brand-extra-link {
  text-decoration: none;
}
.site-footer__brand-extra-link:hover {
  color: var(--gold-light);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.site-footer__brand-extra-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin-top: 0.25rem;
}
.site-footer__brand-pill {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.55rem 0.9rem;
  border-radius: 9999px;
  font-weight: 900;
  letter-spacing: 0.02em;
  font-size: 0.78rem;
  color: #0f172a;
  text-decoration: none;
  background: linear-gradient(135deg, var(--gold) 0%, #FFD700 45%, #fef3c7 100%);
  box-shadow: 0 10px 22px rgba(0, 0, 0, 0.16);
  border: 1px solid rgba(255, 255, 255, 0.18);
  transition: transform 0.2s, box-shadow 0.2s, filter 0.2s;
}
.site-footer__brand-pill:hover {
  transform: translateY(-2px);
  filter: saturate(1.04);
  box-shadow: 0 16px 30px rgba(0, 0, 0, 0.22);
}
.site-footer__brand-pill--ghost {
  color: rgba(255, 255, 255, 0.92);
  background: rgba(255, 255, 255, 0.10);
  border: 1px solid rgba(255, 255, 255, 0.18);
  box-shadow: none;
}
.site-footer__brand-pill--ghost:hover {
  background: rgba(255, 255, 255, 0.14);
  box-shadow: 0 14px 28px rgba(0, 0, 0, 0.18);
}
.site-footer__heading {
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: #fde68a;
  margin-bottom: 1.25rem;
  padding-bottom: 0.5rem;
  border-bottom: 2px solid rgba(234, 179, 8, 0.45);
  display: inline-block;
}
.site-footer__links {
  list-style: none;
  padding: 0;
  margin: 0;
}
.site-footer__links li {
  margin-bottom: 0.5rem;
}
.site-footer__links a {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.9rem;
  text-decoration: none;
  transition: color 0.2s, padding-left 0.2s;
  display: inline-block;
}
.site-footer__links a:hover {
  color: #fff;
  padding-left: 4px;
}
.site-footer__contact {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}
.site-footer__contact li {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
}
.site-footer__contact-icon {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  background: rgba(212, 160, 23, 0.14);
  border: 1px solid rgba(250, 204, 21, 0.28);
  color: #fde047;
}
.site-footer__contact-icon svg {
  width: 18px;
  height: 18px;
}
.site-footer__contact-label {
  display: block;
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: rgba(255, 255, 255, 0.45);
  margin-bottom: 0.2rem;
}
.site-footer__contact-value {
  display: block;
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.5;
}
.site-footer__contact-value--multiline {
  white-space: pre-line;
}
.site-footer__contact-link:hover {
  color: var(--gold-light);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.site-footer__social-note {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 1rem;
  line-height: 1.5;
}
.site-footer__socials {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
}
.site-footer__social {
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: rgba(212, 160, 23, 0.1);
  border: 1px solid rgba(250, 204, 21, 0.2);
  color: rgba(255, 255, 255, 0.92);
  text-decoration: none;
  transition: transform 0.25s, background 0.25s, border-color 0.25s, box-shadow 0.25s;
}
.site-footer__social-svg {
  width: 20px;
  height: 20px;
}
.site-footer__social:hover {
  transform: translateY(-3px);
  color: #fff;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.25);
}
.site-footer__social--facebook:hover {
  background: #1877f2;
  border-color: #1877f2;
}
.site-footer__social--youtube:hover {
  background: #ff0000;
  border-color: #ff0000;
}
.site-footer__social--instagram:hover {
  background: linear-gradient(45deg, #f09433, #e6683c, #dc2743, #cc2366, #bc1888);
  border-color: transparent;
}
.site-footer__social--whatsapp:hover {
  background: #25d366;
  border-color: #25d366;
}
.site-footer__bottom {
  position: relative;
  z-index: 1;
  border-top: 1px solid rgba(250, 204, 21, 0.16);
  background: rgba(0, 0, 0, 0.22);
}
.site-footer__bottom-inner {
  padding: 1.5rem 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.65rem;
  text-align: center;
}
@media (min-width: 768px) {
  .site-footer__bottom-inner {
    flex-direction: row;
    justify-content: space-between;
    text-align: left;
    gap: 1rem;
  }
}
.site-footer__copyright {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.45);
  margin: 0;
}
.site-footer__credit {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.4);
  margin: 0;
}
.site-footer__credit-name {
  color: rgba(255, 255, 255, 0.65);
  font-weight: 600;
}
.site-footer__credit-tel {
  color: var(--gold-light);
  font-weight: 600;
  text-decoration: none;
}
.site-footer__credit-tel:hover {
  text-decoration: underline;
}

/* —— Reveal animations —— */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.7s ease, transform 0.7s ease;
  transition-delay: var(--delay, 0s);
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}
.animate-fade-up {
  animation: fadeUp 0.9s ease forwards;
  opacity: 0;
}
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}

/* —— Legacy / inner pages —— */
.glass-nav {
  background: rgba(15, 23, 42, 0.85);
  backdrop-filter: blur(16px);
}
.glass-card {
  background: rgba(255, 255, 255, 0.7);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.5);
}
.stat-card {
  background: white;
  border-radius: 1rem;
  padding: 1.5rem;
  box-shadow: var(--shadow-soft);
}
.loan-card {
  background: white;
  border-radius: 1.25rem;
  overflow: hidden;
  box-shadow: var(--shadow-soft);
  border: 1px solid #e2e8f0;
}
.team-card img { transition: transform 0.4s; }
.team-card:hover img { transform: scale(1.05); }
/* —— Gallery hub (Google Photos–style) —— */
[x-cloak] { display: none !important; }
/* Gallery panels visible before Alpine boots */
.gallery-hub #gallery-albums-panel:not([style*="display: none"]) {
  display: block;
}
body.gallery-lightbox-open { overflow: hidden; }

.gallery-hub {
  background: linear-gradient(180deg, #f0f7f0 0%, #f8fafc 28%, #f8fafc 100%);
  min-height: 60vh;
}

.gallery-hub__masthead {
  position: relative;
  padding: 6.5rem 0 2.5rem;
  overflow: hidden;
}
.gallery-hub__masthead-glow {
  position: absolute;
  inset: -20% -10% auto;
  height: 120%;
  background:
    radial-gradient(ellipse 70% 55% at 15% 20%, rgba(76, 175, 80, 0.22), transparent 55%),
    radial-gradient(ellipse 50% 40% at 85% 10%, rgba(251, 192, 45, 0.12), transparent 50%),
    linear-gradient(135deg, #0d3d12 0%, #1b5e20 42%, #2e7d32 100%);
  z-index: 0;
}
.gallery-hub__masthead .max-w-7xl { color: #fff; }
.gallery-hub__eyebrow {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.75);
  margin-bottom: 0.5rem;
}
.gallery-hub__title {
  font-family: var(--font-serif);
  font-size: clamp(2.25rem, 5vw, 3.25rem);
  font-weight: 400;
  line-height: 1.1;
  margin-bottom: 0.75rem;
}
.gallery-hub__lead {
  max-width: 36rem;
  font-size: 1.05rem;
  line-height: 1.65;
  color: rgba(255, 255, 255, 0.88);
}
.gallery-hub__stats {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-top: 1.5rem;
  flex-wrap: wrap;
}
.gallery-hub__stat {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.8);
}
.gallery-hub__stat strong {
  font-size: 1.35rem;
  font-weight: 700;
  color: #fff;
  margin-right: 0.25rem;
}
.gallery-hub__stat-divider {
  width: 1px;
  height: 1.25rem;
  background: rgba(255, 255, 255, 0.35);
}

.gallery-hub__toolbar {
  position: sticky;
  top: 4.5rem;
  z-index: 40;
  padding: 0.75rem 0 1rem;
  margin-bottom: 0.5rem;
}
.gallery-hub__tabs {
  display: inline-flex;
  gap: 0.35rem;
  padding: 0.35rem;
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(27, 94, 32, 0.12);
  border-radius: 999px;
  box-shadow: 0 4px 24px rgba(15, 23, 42, 0.06);
  backdrop-filter: blur(12px);
}
.gallery-hub__tab {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.55rem 1.1rem;
  border-radius: 999px;
  font-size: 0.875rem;
  font-weight: 600;
  color: #475569;
  transition: background 0.2s, color 0.2s, transform 0.15s;
}
.gallery-hub__tab:hover:not(:disabled) {
  color: #1b5e20;
  background: #f0fdf4;
}
.gallery-hub__tab.is-active {
  background: linear-gradient(135deg, #1b5e20, #2e7d32);
  color: #fff;
  box-shadow: 0 4px 14px rgba(27, 94, 32, 0.35);
}
.gallery-hub__tab:disabled {
  opacity: 0.45;
  cursor: not-allowed;
}
.gallery-hub__tab-icon {
  width: 1.1rem;
  height: 1.1rem;
}

.gallery-hub__crumb {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  margin-top: 0.75rem;
  font-size: 0.875rem;
}
.gallery-hub__crumb-back {
  display: inline-flex;
  align-items: center;
  gap: 0.15rem;
  color: #1b5e20;
  font-weight: 600;
}
.gallery-hub__crumb-back:hover { text-decoration: underline; }
.gallery-hub__crumb-sep { color: #94a3b8; }
.gallery-hub__crumb-current { color: #334155; font-weight: 500; }

.gallery-hub__section-head {
  margin-bottom: 1.5rem;
}
.gallery-hub__section-head--compact {
  margin-top: 2.5rem;
  margin-bottom: 1rem;
}
.gallery-hub__section-title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.35rem;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 0.35rem;
}
.gallery-hub__section-desc {
  font-size: 0.95rem;
  color: #64748b;
  max-width: 32rem;
}

.gallery-album-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 1.25rem;
}
.gallery-album-card {
  text-align: left;
  background: #fff;
  border-radius: 1.25rem;
  overflow: hidden;
  border: 1px solid #e2e8f0;
  box-shadow: 0 4px 20px rgba(15, 23, 42, 0.05);
  transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.35s, border-color 0.25s;
}
.gallery-album-card:hover {
  transform: translateY(-6px);
  border-color: rgba(46, 125, 50, 0.35);
  box-shadow: 0 20px 40px rgba(27, 94, 32, 0.14);
}
.gallery-album-card__cover-wrap {
  position: relative;
  aspect-ratio: 4 / 3;
  overflow: hidden;
  background: #e8f5e9;
}
.gallery-album-card__shine {
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg, transparent 40%, rgba(255, 255, 255, 0.35) 50%, transparent 60%);
  transform: translateX(-100%);
  transition: transform 0.6s;
  pointer-events: none;
}
.gallery-album-card:hover .gallery-album-card__shine {
  transform: translateX(100%);
}

.gallery-cover {
  display: grid;
  width: 100%;
  height: 100%;
  gap: 2px;
  background: #c8e6c9;
}
.gallery-cover--one { grid-template-columns: 1fr; }
.gallery-cover--two { grid-template-columns: 1fr 1fr; }
.gallery-cover--three {
  grid-template-columns: 1fr 1fr;
  grid-template-rows: 1fr 1fr;
}
.gallery-cover--three .gallery-cover__cell:first-child {
  grid-row: span 2;
}
.gallery-cover--four {
  grid-template-columns: 1fr 1fr;
  grid-template-rows: 1fr 1fr;
}
.gallery-cover__cell {
  display: block;
  overflow: hidden;
  min-height: 0;
  background: #e8f5e9;
}
.gallery-cover__cell img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}
.gallery-album-card:hover .gallery-cover__cell img {
  transform: scale(1.06);
}

.gallery-album-card__meta {
  padding: 1rem 1.15rem 1.2rem;
}
.gallery-album-card__top {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 0.5rem;
  margin-bottom: 0.35rem;
}
.gallery-album-card__name {
  font-size: 1.05rem;
  font-weight: 700;
  color: #0f172a;
  line-height: 1.3;
}
.gallery-album-card__badge {
  flex-shrink: 0;
  font-size: 0.7rem;
  font-weight: 700;
  padding: 0.2rem 0.5rem;
  border-radius: 999px;
  background: #dcfce7;
  color: #166534;
}
.gallery-album-card__desc {
  font-size: 0.82rem;
  color: #64748b;
  line-height: 1.45;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
  margin-bottom: 0.5rem;
}
.gallery-album-card__count {
  font-size: 0.8rem;
  font-weight: 600;
  color: #1b5e20;
}

.gallery-upcoming-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 1rem;
}
.gallery-upcoming-card {
  padding: 1.25rem;
  border-radius: 1rem;
  background: #fff;
  border: 1px dashed #cbd5e1;
  position: relative;
}
.gallery-upcoming-card__visual {
  width: 3rem;
  height: 3rem;
  color: #94a3b8;
  margin-bottom: 0.75rem;
}
.gallery-upcoming-card h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: #334155;
  margin-bottom: 0.35rem;
}
.gallery-upcoming-card p {
  font-size: 0.8rem;
  color: #94a3b8;
  line-height: 1.45;
}
.gallery-upcoming-card__tag {
  display: inline-block;
  margin-top: 0.75rem;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #64748b;
  background: #f1f5f9;
  padding: 0.25rem 0.55rem;
  border-radius: 999px;
}

.gallery-photo-stage {
  margin-top: 2rem;
  padding-top: 0.5rem;
}
.gallery-photo-stage__head {
  margin-bottom: 1.25rem;
}

.gallery-photo-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(160px, 1fr));
  gap: 4px;
  border-radius: 1rem;
  overflow: hidden;
  background: #e2e8f0;
}
@media (min-width: 768px) {
  .gallery-photo-grid {
    grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
    gap: 6px;
  }
}
@media (min-width: 1024px) {
  .gallery-photo-grid {
    grid-template-columns: repeat(4, 1fr);
    gap: 8px;
  }
}

.gallery-photo-cell {
  position: relative;
  aspect-ratio: 1;
  overflow: hidden;
  background: #e8f5e9;
  cursor: zoom-in;
}
.gallery-photo-cell__img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.45s cubic-bezier(0.22, 1, 0.36, 1);
}
.gallery-photo-cell__overlay {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 0.75rem;
  background: linear-gradient(to top, rgba(15, 23, 42, 0.75) 0%, transparent 55%);
  opacity: 0;
  transition: opacity 0.3s;
}
.gallery-photo-cell:hover .gallery-photo-cell__img {
  transform: scale(1.08);
}
.gallery-photo-cell:hover .gallery-photo-cell__overlay {
  opacity: 1;
}
.gallery-photo-cell__caption {
  font-size: 0.78rem;
  font-weight: 600;
  color: #fff;
  line-height: 1.35;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.gallery-photo-cell__album {
  font-size: 0.68rem;
  color: rgba(255, 255, 255, 0.75);
  margin-top: 0.2rem;
}
.gallery-photo-cell__zoom {
  position: absolute;
  top: 0.5rem;
  right: 0.5rem;
  width: 2.25rem;
  height: 2.25rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.92);
  color: #1b5e20;
  opacity: 0;
  transform: scale(0.85);
  transition: opacity 0.25s, transform 0.25s;
}
.gallery-photo-cell:hover .gallery-photo-cell__zoom {
  opacity: 1;
  transform: scale(1);
}

.gallery-hub__empty {
  text-align: center;
  padding: 4rem 1.5rem;
  background: #fff;
  border-radius: 1.5rem;
  border: 1px solid #e2e8f0;
  max-width: 28rem;
  margin: 2rem auto 0;
}
.gallery-hub__empty-icon {
  width: 4rem;
  height: 4rem;
  margin: 0 auto 1rem;
  color: #94a3b8;
}
.gallery-hub__empty h2 {
  font-size: 1.25rem;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 0.5rem;
}
.gallery-hub__empty p {
  color: #64748b;
  font-size: 0.95rem;
}

.gallery-lightbox {
  position: fixed;
  inset: 0;
  z-index: 200;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1rem;
}
.gallery-lightbox__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(8, 18, 12, 0.94);
  backdrop-filter: blur(8px);
}
.gallery-lightbox__chrome {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  z-index: 3;
  padding: 1rem 1.25rem;
  display: flex;
  flex-wrap: wrap;
  align-items: flex-start;
  gap: 0.5rem 1rem;
  background: linear-gradient(to bottom, rgba(0, 0, 0, 0.55), transparent);
  pointer-events: none;
}
.gallery-lightbox__chrome > * { pointer-events: auto; }
.gallery-lightbox__close {
  margin-left: auto;
  width: 2.75rem;
  height: 2.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
  transition: background 0.2s;
}
.gallery-lightbox__close:hover { background: rgba(255, 255, 255, 0.22); }
.gallery-lightbox__caption {
  flex: 1 1 100%;
  max-width: calc(100% - 4rem);
  font-size: 0.95rem;
  font-weight: 600;
  color: #fff;
  line-height: 1.4;
}
.gallery-lightbox__meta {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.7);
}
.gallery-lightbox__meta-sep { margin: 0 0.35rem; }
.gallery-lightbox__figure {
  position: relative;
  z-index: 2;
  max-width: min(1200px, 96vw);
  max-height: 85vh;
  margin: 0;
}
.gallery-lightbox__img {
  max-height: 85vh;
  max-width: 100%;
  width: auto;
  height: auto;
  border-radius: 0.35rem;
  box-shadow: 0 24px 80px rgba(0, 0, 0, 0.45);
  object-fit: contain;
}
.gallery-lightbox__nav {
  position: absolute;
  z-index: 3;
  top: 50%;
  transform: translateY(-50%);
  width: 3rem;
  height: 3rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
  transition: background 0.2s, transform 0.15s;
}
.gallery-lightbox__nav:hover {
  background: rgba(255, 255, 255, 0.25);
  transform: translateY(-50%) scale(1.05);
}
.gallery-lightbox__nav--prev { left: 1rem; }
.gallery-lightbox__nav--next { right: 1rem; }
@media (max-width: 640px) {
  .gallery-lightbox__nav { width: 2.5rem; height: 2.5rem; }
  .gallery-lightbox__nav--prev { left: 0.35rem; }
  .gallery-lightbox__nav--next { right: 0.35rem; }
}

/* Legacy gallery (admin fallback) */
.gallery-item { break-inside: avoid; margin-bottom: 1rem; }
.gallery-masonry { column-count: 1; column-gap: 1rem; }
@media (min-width: 640px) { .gallery-masonry { column-count: 2; } }
@media (min-width: 1024px) { .gallery-masonry { column-count: 3; } }
.prose-kico h2 { font-family: var(--font-serif); font-size: 1.75rem; margin-top: 2rem; margin-bottom: 1rem; color: var(--slate-dark); }
.prose-kico p { margin-bottom: 1rem; line-height: 1.75; color: #475569; }
.prose-kico ul { list-style: disc; padding-left: 1.5rem; margin-bottom: 1rem; color: #475569; }
.page-hero {
  padding-top: 7rem;
  padding-bottom: 2.5rem;
  background: linear-gradient(135deg, var(--slate-dark) 0%, var(--primary) 100%);
}
.section-eyebrow--light { color: var(--gold-light); }
.site-footer { margin-top: 0; }

/* —— Inner pages (About, Membership, Loans) —— */
.inner-hero {
  position: relative;
  padding: 6.5rem 0 2.25rem;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 45%, var(--brand) 100%);
  overflow: hidden;
}
.inner-hero__pattern {
  position: absolute;
  inset: 0;
  opacity: 0.08;
  background-image: radial-gradient(circle at 20% 50%, var(--gold-light) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, #fff 0%, transparent 40%);
}
.inner-hero__eyebrow {
  display: block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-light);
  margin-bottom: 0.5rem;
}
.inner-hero__title {
  font-family: var(--font-serif);
  font-size: clamp(2.25rem, 5vw, 3.25rem);
  color: #fff;
  line-height: 1.1;
  letter-spacing: -0.02em;
}
.inner-hero__subtitle {
  margin-top: 0.75rem;
  max-width: 36rem;
  color: rgba(255, 255, 255, 0.82);
  font-size: 1.05rem;
  line-height: 1.6;
}
.inner-stats__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}
@media (min-width: 768px) {
  .inner-stats__grid { grid-template-columns: repeat(4, 1fr); }
  .inner-stats__grid--3 { grid-template-columns: repeat(3, 1fr); }
}
.inner-stat {
  background: #fff;
  border-radius: 1rem;
  padding: 1.25rem 1rem;
  text-align: center;
  border: 1px solid rgba(27, 94, 32, 0.12);
  box-shadow: var(--shadow-soft);
}
.inner-stat__num {
  display: block;
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--primary);
  font-family: 'Plus Jakarta Sans', sans-serif;
  line-height: 1.1;
}
.inner-stat__label {
  display: block;
  font-size: 0.75rem;
  color: #64748b;
  margin-top: 0.35rem;
  font-weight: 500;
}
.inner-split {
  display: grid;
  gap: 2.5rem;
  align-items: center;
}
@media (min-width: 1024px) {
  .inner-split { grid-template-columns: 1.1fr 0.9fr; gap: 3rem; }
}
.inner-logo-panel {
  background: linear-gradient(160deg, #fff 0%, var(--fade-green-start) 100%);
  border: 1px solid rgba(27, 94, 32, 0.15);
  border-radius: 1.5rem;
  padding: 2.5rem 2rem;
  text-align: center;
  box-shadow: var(--shadow-green);
}
.inner-logo-panel__img {
  width: min(220px, 70%);
  margin: 0 auto;
  display: block;
}
.inner-logo-panel__motto {
  font-family: var(--font-serif);
  font-size: 1.35rem;
  color: var(--primary);
  font-style: italic;
  margin-top: 1rem;
}
.vmv-card {
  background: #fff;
  border-radius: 1.25rem;
  padding: 1.75rem;
  border: 1px solid rgba(27, 94, 32, 0.1);
  box-shadow: var(--shadow-soft);
  height: 100%;
}
.vmv-card__icon {
  display: inline-flex;
  width: 48px;
  height: 48px;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: rgba(27, 94, 32, 0.1);
  color: var(--primary);
  margin-bottom: 1rem;
}
.vmv-card__title {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--slate-dark);
  margin-bottom: 0.5rem;
}
.vmv-card__text {
  color: #64748b;
  line-height: 1.65;
}
.values-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.75rem;
}
@media (min-width: 640px) { .values-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .values-grid { grid-template-columns: repeat(3, 1fr); } }
.value-chip {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  background: #fff;
  padding: 1rem 1.15rem;
  border-radius: 0.75rem;
  border: 1px solid rgba(27, 94, 32, 0.08);
}
.value-chip__dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--brand);
  margin-top: 0.35rem;
  flex-shrink: 0;
  box-shadow: 0 0 0 3px rgba(46, 125, 50, 0.2);
}
.inner-feature-band {
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
  padding: 1.75rem;
  border-radius: 1.25rem;
  background: linear-gradient(135deg, var(--slate-dark), var(--primary-dark));
  border: 1px solid rgba(251, 192, 45, 0.25);
}
.inner-feature-band__icon {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  background: rgba(46, 125, 50, 0.4);
  color: var(--gold-light);
}
.benefits-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
}
@media (min-width: 640px) { .benefits-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .benefits-grid { grid-template-columns: repeat(4, 1fr); } }
.benefit-card {
  background: #fff;
  border-radius: 1rem;
  padding: 1.5rem;
  border: 1px solid rgba(27, 94, 32, 0.1);
  transition: box-shadow 0.25s, transform 0.25s;
}
.benefit-card:hover {
  box-shadow: var(--shadow-green);
  transform: translateY(-3px);
}
.benefit-card__icon {
  display: inline-flex;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  background: linear-gradient(135deg, rgba(46,125,50,0.15), rgba(27,94,32,0.08));
  color: var(--primary);
  margin-bottom: 0.75rem;
}
.check-list { list-style: none; padding: 0; margin: 0; }
.check-list__item {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  padding: 0.65rem 0;
  border-bottom: 1px solid #e2e8f0;
  color: #475569;
}
.check-list__item:last-child { border-bottom: none; }
.check-list__mark {
  flex-shrink: 0;
  width: 24px;
  height: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-size: 0.7rem;
  font-weight: 700;
}
.step-timeline { list-style: none; padding: 0; margin: 0; }
.step-timeline__item {
  display: flex;
  gap: 1rem;
  padding: 1rem 0;
  border-bottom: 1px solid #e2e8f0;
}
.step-timeline__item:last-child { border-bottom: none; }
.step-timeline__num {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--brand-light), var(--primary));
  color: #fff;
  font-weight: 800;
  font-size: 0.9rem;
}
.info-panel {
  background: #fff;
  border-radius: 1rem;
  padding: 1.5rem;
  border-left: 4px solid var(--gold);
  box-shadow: var(--shadow-soft);
}
.products-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
}
@media (min-width: 768px) { .products-grid { grid-template-columns: repeat(2, 1fr); } }
.product-card {
  background: #fff;
  border-radius: 1.25rem;
  overflow: hidden;
  border: 1px solid rgba(27, 94, 32, 0.12);
  display: flex;
  flex-direction: column;
  transition: transform 0.3s, box-shadow 0.3s;
}
.product-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-green);
}
.product-card__header { position: relative; }
.product-card__visual {
  height: 160px;
  background-size: cover;
  background-position: center;
  background-color: var(--fade-green-start);
}
.product-card__visual--icon {
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--fade-green-start), #c8e6c9);
}
.product-card__badge {
  position: absolute;
  top: 0.75rem;
  right: 0.75rem;
  background: var(--slate-dark);
  color: var(--gold-light);
  font-size: 0.7rem;
  font-weight: 700;
  padding: 0.35rem 0.7rem;
  border-radius: 9999px;
}
.product-card__body {
  padding: 1.5rem;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.product-card__title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--slate-dark);
  margin-bottom: 0.5rem;
}
.product-card__desc {
  color: #64748b;
  font-size: 0.9rem;
  line-height: 1.55;
  flex: 1;
}
.product-card__term {
  font-size: 0.8rem;
  color: #94a3b8;
  margin: 0.75rem 0;
}
.product-card__features {
  list-style: none;
  padding: 0;
  margin: 0 0 1rem;
}
.product-card__features li {
  font-size: 0.8rem;
  color: #64748b;
  padding: 0.2rem 0 0.2rem 1.1rem;
  position: relative;
}
.product-card__features li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--primary);
  font-weight: 700;
}
.product-card__actions { margin-top: auto; }
.product-card__link {
  display: block;
  text-align: center;
  margin-top: 0.75rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--primary);
}
.product-card__link:hover { text-decoration: underline; }
.faq-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
}
@media (min-width: 640px) { .faq-grid { grid-template-columns: repeat(2, 1fr); } }
.faq-item {
  background:
    radial-gradient(ellipse 90% 70% at 12% 0%, rgba(22, 163, 74, 0.06), transparent 60%),
    rgba(255, 255, 255, 0.92);
  border-radius: 1rem;
  padding: 1.1rem 1.15rem;
  border: 1px solid rgba(15, 23, 42, 0.06);
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.05);
}
.loans-forms__more {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  padding: 0.65rem 1.1rem;
  border-radius: 9999px;
  font-weight: 800;
  font-size: 0.85rem;
  text-decoration: none;
  color: var(--primary-dark);
  border: 1px solid rgba(27, 94, 32, 0.18);
  background: rgba(255, 255, 255, 0.8);
  box-shadow: 0 12px 26px rgba(15, 23, 42, 0.06);
  transition: transform 0.18s, box-shadow 0.18s, border-color 0.18s, background 0.18s;
}
.loans-forms__more:hover {
  transform: translateY(-2px);
  border-color: rgba(27, 94, 32, 0.32);
  background: rgba(240, 253, 244, 0.9);
  box-shadow: 0 18px 38px rgba(27, 94, 32, 0.10);
}
.inner-cta__box {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1.5rem;
  padding: 2rem;
  border-radius: 1.25rem;
  background: linear-gradient(135deg, var(--brand) 0%, var(--primary) 50%, var(--primary-dark) 100%);
  box-shadow: var(--shadow-green);
  border: 1px solid rgba(251, 192, 45, 0.2);
}
@media (min-width: 768px) {
  .inner-cta__box {
    flex-direction: row;
    align-items: center;
    padding: 2rem 2.5rem;
  }
}
.inner-cta__logo {
  object-fit: contain;
  filter: drop-shadow(0 4px 8px rgba(0,0,0,0.15));
}
.prose-kico a {
  color: var(--primary);
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
}
.prose-kico a:hover { color: var(--primary-dark); }

.download-card {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1rem;
  background: #fff;
  border-radius: 1rem;
  padding: 1.25rem 1.5rem;
  border: 1px solid rgba(27, 94, 32, 0.12);
  box-shadow: var(--shadow-soft);
  transition: box-shadow 0.25s, transform 0.25s;
}
.download-card:hover {
  box-shadow: var(--shadow-green);
  transform: translateY(-2px);
}
.download-card__icon {
  width: 56px;
  height: 56px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: linear-gradient(135deg, #ffebee, #ffcdd2);
  color: #c62828;
}
/* ——— Team page (2026) ——— */
.team-intro {
  padding-top: 0;
  margin-top: -1rem;
}
.team-intro__card {
  text-align: center;
  padding: 1.05rem 1.25rem;
  border-radius: 1.5rem;
  background: linear-gradient(145deg, #fff 0%, #f1f8f2 100%);
  border: 1px solid rgba(27, 94, 32, 0.12);
  box-shadow: 0 20px 50px rgba(27, 94, 32, 0.08);
  position: relative;
  overflow: hidden;
}
.team-intro__card::before {
  content: '';
  position: absolute;
  top: -40%;
  right: -20%;
  width: 280px;
  height: 280px;
  background: radial-gradient(circle, rgba(251, 192, 45, 0.25) 0%, transparent 70%);
  pointer-events: none;
  opacity: 0.85;
}
.team-intro__eyebrow {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--primary);
  margin-bottom: 0.35rem;
}
.team-intro__heading {
  font-size: clamp(1.05rem, 2.4vw, 1.35rem);
  font-weight: 700;
  line-height: 1.25;
  color: var(--slate-dark);
  max-width: 42rem;
  margin: 0 auto;
}
.team-intro__meta {
  margin-top: 0.55rem;
  font-size: 0.8rem;
  color: #64748b;
  font-weight: 500;
}
.team-section-head {
  text-align: center;
  max-width: 36rem;
  margin: 0 auto 1.6rem;
}
.team-spotlight__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
}
@media (min-width: 768px) {
  .team-spotlight__grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
  }
}
.team-spotlight-card {
  position: relative;
  border-radius: 1.5rem;
  overflow: hidden;
  background: var(--slate-dark);
  border: 1px solid rgba(251, 192, 45, 0.2);
  box-shadow: 0 24px 48px rgba(15, 23, 42, 0.2);
  transition: transform 0.4s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.4s;
}
.team-spotlight-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 32px 64px rgba(27, 94, 32, 0.25);
}
.team-spotlight-card__glow {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 40%, rgba(13, 61, 18, 0.95) 100%);
  z-index: 2;
  pointer-events: none;
}
.team-spotlight-card--chairman .team-spotlight-card__glow {
  background: linear-gradient(180deg, transparent 35%, rgba(27, 94, 32, 0.92) 100%);
}
.team-spotlight-card--ceo .team-spotlight-card__glow {
  background: linear-gradient(180deg, transparent 35%, rgba(15, 23, 42, 0.92) 100%);
}
.team-spotlight-card__media {
  position: relative;
  aspect-ratio: 4 / 5;
  overflow: hidden;
  background: #1e293b;
}
.team-spotlight-card__img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  transition: transform 0.6s cubic-bezier(0.22, 1, 0.36, 1);
}
.team-spotlight-card:hover .team-spotlight-card__img {
  transform: scale(1.04);
}
.team-spotlight-card__shine {
  position: absolute;
  inset: 0;
  background: linear-gradient(125deg, rgba(255,255,255,0.12) 0%, transparent 45%);
  z-index: 1;
  pointer-events: none;
}
.team-spotlight-card__body {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 3;
  padding: 1.5rem 1.75rem 1.75rem;
}
.team-spotlight-card__name {
  font-size: 1.35rem;
  font-weight: 700;
  color: #fff;
  margin-top: 0.5rem;
  line-height: 1.25;
  text-shadow: 0 2px 12px rgba(0,0,0,0.3);
}
.team-role-badge {
  display: inline-block;
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 0.35rem 0.75rem;
  border-radius: 9999px;
  background: rgba(251, 192, 45, 0.95);
  color: var(--slate-dark);
}
.team-role-badge--chairman {
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
}
.team-role-badge--ceo {
  background: linear-gradient(135deg, #86efac, #22c55e);
  color: #14532d;
}
.team-role-badge--vice-chair,
.team-role-badge--officer {
  background: rgba(255, 255, 255, 0.92);
  color: var(--primary-dark);
}
.team-role-badge--board {
  background: #e8f5e9;
  color: var(--primary-dark);
}
.team-role-badge--sm {
  font-size: 0.6rem;
  padding: 0.28rem 0.6rem;
}
.team-roster__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
}
@media (min-width: 640px) {
  .team-roster__grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
  }
}
@media (min-width: 1024px) {
  .team-roster__grid {
    grid-template-columns: repeat(4, 1fr);
    gap: 1.75rem;
  }
}
.team-member-card {
  display: block;
}
.team-member-card__frame {
  position: relative;
  border-radius: 1.25rem;
  overflow: hidden;
  background: #fff;
  border: 1px solid rgba(27, 94, 32, 0.1);
  box-shadow: 0 8px 24px rgba(27, 94, 32, 0.08);
  transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.35s, border-color 0.35s;
}
.team-member-card:hover .team-member-card__frame {
  transform: translateY(-5px);
  box-shadow: 0 20px 40px rgba(27, 94, 32, 0.15);
  border-color: rgba(251, 192, 45, 0.45);
}
.team-member-card__photo {
  aspect-ratio: 3 / 3.5;
  overflow: hidden;
  background: linear-gradient(160deg, #e8f5e9, #c8e6c9);
}
.team-member-card__photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 15%;
  transition: transform 0.5s cubic-bezier(0.22, 1, 0.36, 1);
}
.team-member-card:hover .team-member-card__photo img {
  transform: scale(1.06);
}
.team-member-card__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 55%, rgba(15, 23, 42, 0.15) 100%);
  opacity: 0;
  transition: opacity 0.35s;
  pointer-events: none;
}
.team-member-card:hover .team-member-card__overlay {
  opacity: 1;
}
.team-member-card__fallback {
  width: 100%;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3rem;
  font-weight: 800;
  color: var(--primary);
}
.team-member-card__info {
  padding: 1rem 0.25rem 0;
  text-align: center;
}
.team-member-card__name {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--slate-dark);
  margin-top: 0.5rem;
  line-height: 1.3;
}
@media (min-width: 640px) {
  .team-member-card__name {
    font-size: 1.05rem;
  }
}
.team-trust__band {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  align-items: center;
  text-align: center;
  padding: 2rem;
  border-radius: 1.5rem;
  background: linear-gradient(135deg, var(--brand) 0%, var(--primary) 55%, var(--primary-dark) 100%);
  border: 1px solid rgba(251, 192, 45, 0.25);
  box-shadow: var(--shadow-green);
}
@media (min-width: 768px) {
  .team-trust__band {
    flex-direction: row;
    text-align: left;
    justify-content: space-between;
    padding: 2rem 2.5rem;
  }
}
.team-trust__title {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--gold-light);
  letter-spacing: 0.04em;
}
.team-trust__text {
  color: rgba(255, 255, 255, 0.88);
  margin-top: 0.5rem;
  max-width: 32rem;
  line-height: 1.6;
  font-size: 0.95rem;
}
.team-trust__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: center;
}
@media (min-width: 768px) {
  .team-trust__actions {
    flex-shrink: 0;
    justify-content: flex-end;
  }
}
.team-trust__actions .btn-secondary {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.35);
  color: #fff;
}
.team-trust__actions .btn-secondary:hover {
  background: #fff;
  color: var(--primary-dark);
}

/* VMV grid (team / about) */
.vmv-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}
@media (min-width: 768px) {
  .vmv-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .vmv-card--wide {
    grid-column: 1 / -1;
  }
}

/* Feature band stat (contact / team) */
.inner-feature-band {
  flex-wrap: wrap;
  align-items: center;
}
.inner-feature-band__stat {
  flex-shrink: 0;
  text-align: center;
  padding: 0.75rem 1.25rem;
  border-radius: 1rem;
  background: rgba(251, 192, 45, 0.15);
  border: 1px solid rgba(251, 192, 45, 0.35);
}
.inner-feature-band__stat-num {
  display: block;
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--gold-light);
  line-height: 1.1;
}
.inner-feature-band__stat-label {
  display: block;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: rgba(255, 255, 255, 0.75);
  margin-top: 0.25rem;
}

/* Contact map */
.contact-map {
  background: #fff;
  border-radius: 1.25rem;
  overflow: hidden;
  border: 1px solid rgba(27, 94, 32, 0.12);
  box-shadow: var(--shadow-soft);
}
.contact-map__header {
  padding: 1.25rem 1.5rem;
  border-bottom: 1px solid #e2e8f0;
}
.contact-map__frame {
  aspect-ratio: 16 / 9;
  min-height: 320px;
  background: #e2e8f0;
}
.contact-map__frame iframe {
  width: 100%;
  height: 100%;
  display: block;
}

.contact-details__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
}
@media (min-width: 640px) {
  .contact-details__grid {
    grid-template-columns: repeat(3, 1fr);
  }
}
.contact-detail-card {
  position: relative;
  background: rgba(255, 255, 255, 0.92);
  border-radius: 1.25rem;
  padding: 1.5rem;
  border: 1px solid rgba(27, 94, 32, 0.14);
  box-shadow: 0 12px 28px rgba(15, 23, 42, 0.06);
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s, background 0.25s;
  height: 100%;
  overflow: hidden;
}
.contact-detail-card::before {
  content: '';
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(ellipse 70% 55% at 20% 15%, rgba(22, 163, 74, 0.10), transparent 62%),
    radial-gradient(ellipse 70% 55% at 85% 25%, rgba(251, 192, 45, 0.06), transparent 62%);
  opacity: 0.9;
}
.contact-detail-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 22px 55px rgba(22, 163, 74, 0.14);
  border-color: rgba(22, 163, 74, 0.28);
  background: rgba(255, 255, 255, 0.96);
}
.contact-detail-card__icon {
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: linear-gradient(135deg, rgba(22, 163, 74, 0.16), rgba(251, 192, 45, 0.10));
  color: var(--primary-dark);
  border: 1px solid rgba(22, 163, 74, 0.16);
  box-shadow: 0 12px 24px rgba(15, 23, 42, 0.06);
  margin-bottom: 1rem;
}
.contact-detail-card__icon svg {
  width: 22px;
  height: 22px;
}
.contact-detail-card__label {
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #94a3b8;
  margin-bottom: 0.35rem;
}
.contact-detail-card__value {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--slate-dark);
  line-height: 1.5;
  display: block;
}
.contact-detail-card__stack {
  display: grid;
  gap: 0.35rem;
}
.contact-detail-card__value--secondary {
  font-weight: 600;
  color: rgba(15, 23, 42, 0.72);
}
.contact-detail-card__value--link:hover {
  color: var(--primary);
  text-decoration: underline;
}
.contact-detail-card__link {
  display: inline-block;
  margin-top: 0.75rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--primary);
}
.contact-detail-card__link:hover {
  text-decoration: underline;
}

/* Contact form — compact horizontal */
.contact-form {
  margin-bottom: 2.5rem;
  position: relative;
  padding: 1.25rem 1.35rem;
  border-radius: 1.5rem;
  background:
    radial-gradient(ellipse 90% 70% at 18% 0%, rgba(22, 163, 74, 0.10), transparent 60%),
    radial-gradient(ellipse 80% 65% at 92% 0%, rgba(251, 192, 45, 0.10), transparent 62%),
    rgba(255, 255, 255, 0.86);
  border: 1px solid rgba(15, 23, 42, 0.08);
  box-shadow: 0 18px 55px rgba(15, 23, 42, 0.08);
  backdrop-filter: blur(12px);
  overflow: hidden;
}
.contact-form::after {
  content: '';
  position: absolute;
  inset: 0;
  pointer-events: none;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(135deg, rgba(22, 163, 74, 0.45), rgba(251, 192, 45, 0.30), rgba(15, 23, 42, 0.10));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  opacity: 0.35;
}
@media (min-width: 640px) {
  .contact-form { padding: 1.35rem 1.5rem; }
}
.contact-form__head {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  gap: 0.35rem 1rem;
  margin-bottom: 1rem;
  padding-bottom: 0.75rem;
  border-bottom: 1px solid rgba(15, 23, 42, 0.08);
}
.contact-form__title {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--slate-dark);
  margin: 0;
}
.contact-form__hint {
  font-size: 0.78rem;
  color: rgba(15, 23, 42, 0.55);
  margin: 0;
}
.contact-form__fields {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.65rem 0.75rem;
  align-items: end;
}
@media (min-width: 640px) {
  .contact-form__fields {
    grid-template-columns: repeat(2, 1fr);
  }
  .contact-form__field--message {
    grid-column: 1 / -1;
  }
  .contact-form__submit {
    grid-column: 1 / -1;
    justify-self: start;
  }
}
@media (min-width: 1024px) {
  .contact-form__fields {
    grid-template-columns: repeat(4, minmax(0, 1fr)) auto;
    grid-template-rows: auto auto;
    gap: 0.6rem 0.85rem;
  }
  .contact-form__field:nth-child(1) { grid-column: 1; grid-row: 1; }
  .contact-form__field:nth-child(2) { grid-column: 2; grid-row: 1; }
  .contact-form__field:nth-child(3) { grid-column: 3; grid-row: 1; }
  .contact-form__field:nth-child(4) { grid-column: 4; grid-row: 1; }
  .contact-form__field--message {
    grid-column: 1 / 5;
    grid-row: 2;
  }
  .contact-form__submit {
    grid-column: 5;
    grid-row: 2;
    align-self: stretch;
  }
}
.contact-form__field {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
  min-width: 0;
}
.contact-form__label {
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: #64748b;
}
.contact-form__label span {
  color: var(--primary);
}
.contact-form__input {
  width: 100%;
  border: 1px solid rgba(15, 23, 42, 0.10);
  border-radius: 0.85rem;
  padding: 0.62rem 0.85rem;
  font-size: 0.9rem;
  line-height: 1.4;
  color: var(--slate-dark);
  background: rgba(255, 255, 255, 0.78);
  transition: border-color 0.2s, box-shadow 0.2s, background 0.2s;
}
.contact-form__input::placeholder {
  color: #94a3b8;
}
.contact-form__input:focus {
  outline: none;
  border-color: var(--primary);
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 0 0 4px rgba(22, 163, 74, 0.16), 0 14px 30px rgba(15, 23, 42, 0.08);
}
.contact-form__textarea {
  resize: vertical;
  min-height: 4.5rem;
  max-height: 8rem;
}
@media (min-width: 1024px) {
  .contact-form__textarea {
    min-height: 3.25rem;
  }
}
.contact-form__btn {
  width: 100%;
  height: 100%;
  min-height: 2.75rem;
  justify-content: center;
  gap: 0.4rem;
  padding: 0.75rem 1.25rem;
  font-size: 0.9rem;
  white-space: nowrap;
  border-radius: 999px;
  box-shadow: 0 18px 45px rgba(27, 94, 32, 0.22);
}
@media (min-width: 1024px) {
  .contact-form__submit .contact-form__btn {
    min-height: 100%;
  }
}

/* Downloads page */
.downloads-toolbar {
  background: #fff;
  border-radius: 1.25rem;
  padding: 1.25rem;
  border: 1px solid rgba(27, 94, 32, 0.1);
  box-shadow: var(--shadow-soft);
  margin-bottom: 2rem;
}
.downloads-toolbar__search {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.5rem 1rem;
  border-radius: 0.75rem;
  border: 1px solid #e2e8f0;
  margin-bottom: 1rem;
}
.downloads-toolbar__search input {
  flex: 1;
  border: none;
  outline: none;
  font-size: 0.95rem;
  background: transparent;
}
.downloads-toolbar__pills {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}
.downloads-pill {
  padding: 0.45rem 1rem;
  border-radius: 9999px;
  font-size: 0.8rem;
  font-weight: 600;
  border: 1px solid #e2e8f0;
  background: #f8fafc;
  color: #64748b;
  transition: all 0.2s;
}
.downloads-pill:hover {
  border-color: var(--primary);
  color: var(--primary);
}
.downloads-pill--active {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
}
.downloads-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}
@media (min-width: 768px) {
  .downloads-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
.download-card-premium {
  display: flex;
  flex-direction: column;
  background: #fff;
  border-radius: 1.25rem;
  padding: 1.5rem;
  border: 1px solid rgba(27, 94, 32, 0.1);
  box-shadow: var(--shadow-soft);
  transition: transform 0.25s, box-shadow 0.25s;
  height: 100%;
}
.download-card-premium:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-green);
}
.download-card-premium__icon {
  position: relative;
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  margin-bottom: 1rem;
}
.download-card--membership .download-card-premium__icon {
  background: linear-gradient(135deg, #e8f5e9, #c8e6c9);
  color: var(--primary);
}
.download-card--loan .download-card-premium__icon {
  background: linear-gradient(135deg, #e3f2fd, #bbdefb);
  color: #1565c0;
}
.download-card--resource .download-card-premium__icon {
  background: linear-gradient(135deg, #fff8e1, #ffecb3);
  color: #f57f17;
}
.download-card-premium__badge {
  position: absolute;
  bottom: -4px;
  right: -4px;
  font-size: 0.55rem;
  font-weight: 800;
  background: var(--slate-dark);
  color: #fff;
  padding: 0.15rem 0.35rem;
  border-radius: 4px;
}
.download-card-premium__body {
  flex: 1;
}
.download-card-premium__cat {
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--primary);
}
.download-card-premium__title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--slate-dark);
  margin: 0.35rem 0 0.5rem;
  line-height: 1.3;
}
.download-card-premium__desc {
  font-size: 0.85rem;
  color: #64748b;
  line-height: 1.5;
}
.download-card-premium__meta {
  display: flex;
  gap: 0.75rem;
  font-size: 0.75rem;
  color: #94a3b8;
  margin-top: 0.75rem;
}
.download-card-premium__btn {
  margin-top: 1.25rem;
  width: 100%;
  justify-content: center;
  gap: 0.5rem;
}

/* —— Loans hub page —— */
.loans-hub__intro {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  margin-bottom: 2.5rem;
  padding: 1.75rem;
  border-radius: 1.25rem;
  background: rgba(255, 255, 255, 0.85);
  border: 1px solid rgba(27, 94, 32, 0.12);
  box-shadow: var(--shadow-soft);
}
@media (min-width: 768px) {
  .loans-hub__intro {
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
  }
}
.loans-hub__intro-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  flex-shrink: 0;
}
.loans-filter__pills {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: 1.75rem;
}
.loans-filter__pill {
  padding: 0.5rem 1rem;
  border-radius: 9999px;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  border: 1px solid rgba(15, 23, 42, 0.10);
  background: rgba(255, 255, 255, 0.78);
  color: rgba(15, 23, 42, 0.70);
  cursor: pointer;
  transition: all 0.2s;
}
.loans-filter__pill:hover {
  border-color: var(--primary);
  color: var(--primary);
}
.loans-filter__pill--active {
  background: linear-gradient(135deg, var(--primary) 0%, #15803d 55%, var(--primary-dark) 100%);
  border-color: rgba(255, 255, 255, 0.22);
  color: #fff;
  box-shadow: 0 14px 30px rgba(22, 163, 74, 0.22);
}
.loans-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.35rem;
}
@media (min-width: 640px) {
  .loans-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1280px) {
  .loans-grid { grid-template-columns: repeat(3, 1fr); }
}
.loan-card {
  display: flex;
  flex-direction: column;
  background: #fff;
  border-radius: 1.35rem;
  overflow: hidden;
  border: 1px solid rgba(15, 23, 42, 0.08);
  box-shadow: 0 10px 28px rgba(15, 23, 42, 0.06);
  transition: transform 0.28s, box-shadow 0.28s, border-color 0.28s;
  height: 100%;
}
.loan-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 60px rgba(27, 94, 32, 0.14);
  border-color: rgba(22, 163, 74, 0.32);
}
.loan-card__top {
  position: relative;
  padding: 1.1rem 1.15rem 0.85rem;
  background:
    radial-gradient(ellipse 80% 65% at 18% 10%, rgba(22, 163, 74, 0.14), transparent 60%),
    radial-gradient(ellipse 70% 60% at 88% 0%, rgba(251, 192, 45, 0.12), transparent 62%),
    linear-gradient(160deg, #f8fafc 0%, #ffffff 100%);
  border-bottom: 1px solid rgba(15, 23, 42, 0.06);
}
.loan-card__top::after {
  content: '';
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(135deg, rgba(22, 163, 74, 0.22), rgba(251, 192, 45, 0.14), rgba(15, 23, 42, 0.06));
  opacity: 0.14;
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  padding: 1px;
  border-radius: inherit;
}
.loan-card__category {
  font-size: 0.66rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(15, 23, 42, 0.72);
}
.loan-card__icon-wrap {
  width: 54px;
  height: 54px;
  margin: 0.7rem 0 0.4rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: 0 14px 26px rgba(15, 23, 42, 0.10);
  color: var(--primary-dark);
  border: 1px solid rgba(27, 94, 32, 0.14);
}
.loan-card__icon {
  width: 28px;
  height: 28px;
}
.loan-card__rate {
  position: absolute;
  top: 0.9rem;
  right: 0.9rem;
  font-size: 0.68rem;
  font-weight: 800;
  padding: 0.35rem 0.65rem;
  border-radius: 9999px;
  background: rgba(15, 23, 42, 0.92);
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.18);
  backdrop-filter: blur(8px);
}
.loan-card__body {
  padding: 1.1rem 1.15rem 1.15rem;
  display: flex;
  flex-direction: column;
  flex: 1;
}
.loan-card__title {
  font-size: 1.08rem;
  font-weight: 800;
  color: var(--slate-dark);
  line-height: 1.3;
  margin-bottom: 0.4rem;
}
.loan-card__desc {
  font-size: 0.86rem;
  color: rgba(51, 65, 85, 0.92);
  line-height: 1.6;
  flex: 1;
  margin-bottom: 0.75rem;
}
.loan-card__term {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.78rem;
  color: rgba(15, 23, 42, 0.55);
  font-weight: 700;
  margin-bottom: 0.75rem;
}
.loan-card__features {
  list-style: none;
  padding: 0;
  margin: 0 0 1rem;
}
.loan-card__features li {
  font-size: 0.78rem;
  color: rgba(51, 65, 85, 0.85);
  padding: 0.2rem 0 0.2rem 1rem;
  position: relative;
  line-height: 1.45;
}
.loan-card__features li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--gold));
}
.loan-card__actions {
  margin-top: auto;
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.65rem;
}
.loan-card__btn {
  flex: 1;
  justify-content: center;
  font-size: 0.85rem;
  padding: 0.65rem 1rem;
}
.loan-card__download {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--primary-dark);
  text-decoration: none;
  padding: 0.55rem 0.75rem;
  border-radius: 9999px;
  transition: background 0.2s, border-color 0.2s, transform 0.2s;
  border: 1px solid rgba(27, 94, 32, 0.16);
  background: rgba(255, 255, 255, 0.75);
}
.loan-card__download:hover {
  background: rgba(22, 163, 74, 0.08);
  border-color: rgba(27, 94, 32, 0.32);
  transform: translateY(-1px);
  text-decoration: none;
}

/* Loans grid — chessboard tones (theme greens + gold) */
.loan-card--light-v0 {
  background: linear-gradient(165deg, #ffffff 0%, #f0fdf4 55%, #ecfdf5 100%);
  border-color: rgba(27, 94, 32, 0.14);
}
.loan-card--light-v0 .loan-card__top {
  background:
    radial-gradient(ellipse 80% 65% at 15% 0%, rgba(22, 163, 74, 0.18), transparent 58%),
    linear-gradient(160deg, #ecfdf5, #fff);
}
.loan-card--light-v1 {
  background: linear-gradient(165deg, #fffbeb 0%, #fef9c3 45%, #ffffff 100%);
  border-color: rgba(251, 192, 45, 0.28);
}
.loan-card--light-v1 .loan-card__top {
  background:
    radial-gradient(ellipse 75% 60% at 88% 0%, rgba(251, 192, 45, 0.22), transparent 58%),
    linear-gradient(160deg, #fef3c7, #fff);
}
.loan-card--light-v1 .loan-card__category { color: #92400e; }
.loan-card--light-v1 .loan-card__rate {
  background: linear-gradient(135deg, #b45309, #d97706);
  color: #fff;
}
.loan-card--light-v2 {
  background: linear-gradient(165deg, #f8fafc 0%, #e8f5e9 50%, #ffffff 100%);
  border-color: rgba(15, 23, 42, 0.10);
}
.loan-card--light-v2 .loan-card__top {
  background:
    radial-gradient(ellipse 70% 55% at 50% 0%, rgba(46, 125, 50, 0.12), transparent 62%),
    linear-gradient(160deg, #f1f5f9, #fff);
}
.loan-card--light-v2 .loan-card__category { color: var(--primary-dark); }

.loan-card--dark-v0 {
  background: linear-gradient(165deg, #052e10 0%, #0d3d12 45%, #1b5e20 100%);
  border-color: rgba(255, 255, 255, 0.12);
  box-shadow: 0 16px 45px rgba(5, 46, 16, 0.35);
}
.loan-card--dark-v0 .loan-card__top {
  background:
    radial-gradient(ellipse 80% 70% at 20% 0%, rgba(74, 222, 128, 0.20), transparent 58%),
    linear-gradient(160deg, rgba(13, 61, 18, 0.95), rgba(27, 94, 32, 0.85));
  border-bottom-color: rgba(255, 255, 255, 0.08);
}
.loan-card--dark-v0 .loan-card__top::after { opacity: 0.08; }
.loan-card--dark-v1 {
  background: linear-gradient(165deg, #0f172a 0%, #14532d 50%, #1b5e20 100%);
  border-color: rgba(251, 192, 45, 0.22);
  box-shadow: 0 16px 45px rgba(15, 23, 42, 0.28);
}
.loan-card--dark-v1 .loan-card__top {
  background:
    radial-gradient(ellipse 75% 65% at 90% 0%, rgba(251, 192, 45, 0.18), transparent 58%),
    linear-gradient(160deg, rgba(15, 23, 42, 0.92), rgba(27, 94, 32, 0.88));
  border-bottom-color: rgba(251, 192, 45, 0.15);
}
.loan-card--dark-v1 .loan-card__rate {
  background: linear-gradient(135deg, #fbbf24, #f59e0b);
  color: #0f172a;
}
.loan-card--dark-v2 {
  background: linear-gradient(165deg, #0d3d12 0%, #1b5e20 40%, #2e7d32 100%);
  border-color: rgba(134, 239, 172, 0.22);
  box-shadow: 0 16px 45px rgba(13, 61, 18, 0.32);
}
.loan-card--dark-v2 .loan-card__top {
  background:
    radial-gradient(ellipse 85% 70% at 12% 100%, rgba(134, 239, 172, 0.14), transparent 58%),
    linear-gradient(160deg, rgba(5, 46, 16, 0.95), rgba(46, 125, 50, 0.75));
  border-bottom-color: rgba(134, 239, 172, 0.12);
}

/* Dark cards — high-contrast text */
.loan-card[class*="loan-card--dark-"] .loan-card__category {
  color: #bbf7d0;
}
.loan-card[class*="loan-card--dark-"] .loan-card__title {
  color: #fff;
}
.loan-card[class*="loan-card--dark-"] .loan-card__desc,
.loan-card[class*="loan-card--dark-"] .loan-card__term,
.loan-card[class*="loan-card--dark-"] .loan-card__features li {
  color: rgba(255, 255, 255, 0.88);
}
.loan-card[class*="loan-card--dark-"] .loan-card__features li::before {
  background: linear-gradient(135deg, #fde68a, #86efac);
}
.loan-card[class*="loan-card--dark-"] .loan-card__icon-wrap {
  background: rgba(255, 255, 255, 0.95);
  color: var(--primary-dark);
  border-color: rgba(255, 255, 255, 0.35);
}
.loan-card[class*="loan-card--dark-"] .loan-card__rate {
  background: rgba(15, 23, 42, 0.75);
  color: #fde68a;
  border-color: rgba(253, 224, 71, 0.35);
}
.loan-card[class*="loan-card--dark-"] .loan-card__btn {
  background: linear-gradient(135deg, #fff 0%, #f0fdf4 100%) !important;
  color: var(--primary-dark) !important;
  box-shadow: 0 10px 24px rgba(0, 0, 0, 0.22);
}
.loan-card[class*="loan-card--dark-"] .loan-card__download {
  color: #fff;
  border-color: rgba(255, 255, 255, 0.28);
  background: rgba(255, 255, 255, 0.10);
}
.loan-card[class*="loan-card--dark-"] .loan-card__download:hover {
  background: rgba(255, 255, 255, 0.18);
  border-color: rgba(253, 224, 71, 0.45);
}
.loan-card[class*="loan-card--dark-"]:hover {
  border-color: rgba(253, 224, 71, 0.35);
  box-shadow: 0 28px 70px rgba(5, 46, 16, 0.45);
}

/* Light cards — keep readable dark text, varied accents */
.loan-card[class*="loan-card--light-"] .loan-card__btn {
  background: linear-gradient(135deg, var(--primary) 0%, #15803d 55%, var(--primary-dark) 100%);
}
.loan-card--light-v1 .loan-card__btn {
  background: linear-gradient(135deg, #b45309 0%, #d97706 55%, #92400e 100%) !important;
}
.loan-card--light-v2 .loan-card__download {
  border-color: rgba(15, 23, 42, 0.14);
  background: rgba(241, 245, 249, 0.85);
}

.loans-forms__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
}
@media (min-width: 768px) {
  .loans-forms__grid { grid-template-columns: repeat(3, 1fr); }
}
.loans-form-card {
  display: flex;
  flex-direction: column;
  padding: 1.5rem;
  border-radius: 1.25rem;
  text-decoration: none;
  color: inherit;
  background: linear-gradient(145deg, var(--primary-dark), var(--primary));
  border: 1px solid rgba(255, 255, 255, 0.15);
  box-shadow: var(--shadow-green);
  transition: transform 0.25s, box-shadow 0.25s;
  min-height: 160px;
}
.loans-form-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 40px rgba(27, 94, 32, 0.25);
}
.loans-form-card--gold {
  background: linear-gradient(145deg, #b45309, #d97706);
}
.loans-form-card--blue {
  background: linear-gradient(145deg, #1e40af, #2563eb);
}
.loans-form-card__label {
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255, 255, 255, 0.75);
}
.loans-form-card__title {
  font-size: 1rem;
  font-weight: 700;
  color: #fff;
  margin: 0.5rem 0 auto;
  line-height: 1.35;
}
.loans-form-card__cta {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--gold-light);
  margin-top: 1rem;
}

/* Loans page enhancements (legacy) */
.loans-intro__inner {
  display: grid;
  gap: 1.5rem;
  align-items: center;
  background: #fff;
  border-radius: 1.25rem;
  padding: 1.75rem;
  border: 1px solid rgba(27, 94, 32, 0.1);
  box-shadow: var(--shadow-soft);
}
@media (min-width: 768px) {
  .loans-intro__inner {
    grid-template-columns: auto 1fr auto;
    gap: 2rem;
  }
}
.loans-intro__stat {
  text-align: center;
  padding: 1rem 1.5rem;
  border-radius: 1rem;
  background: linear-gradient(135deg, var(--fade-green-start), #c8e6c9);
  border: 1px solid rgba(27, 94, 32, 0.15);
}
.loans-intro__num {
  display: block;
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1;
}
.loans-intro__label {
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: #64748b;
}
.loans-intro__actions {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.products-grid--loans {
  gap: 2rem;
}
@media (min-width: 1024px) {
  .products-grid--loans {
    grid-template-columns: repeat(2, 1fr);
  }
}
.product-card--enhanced {
  border-width: 1px;
}
.product-card--featured {
  border-color: rgba(251, 192, 45, 0.45);
  box-shadow: 0 8px 32px rgba(27, 94, 32, 0.12);
}
.product-card__icon-ring {
  width: 88px;
  height: 88px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #fff;
  box-shadow: 0 4px 16px rgba(27, 94, 32, 0.15);
  border: 2px solid rgba(46, 125, 50, 0.2);
}
.product-card--enhanced .product-card__visual--icon {
  min-height: 180px;
}
.product-card--enhanced .product-card__title {
  font-size: 1.35rem;
}
.product-card--enhanced .product-card__body {
  padding: 1.75rem;
}

/* Hero video play / pause — on slide so it sits above text layer */
.hero-slide--video .hero-video-toggle,
.hero-slide--testimonial .hero-video-toggle {
  position: absolute;
  bottom: 5.5rem;
  right: 1.25rem;
  z-index: 35;
  pointer-events: auto;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.65rem 1.15rem;
  border-radius: 9999px;
  border: 1px solid rgba(255, 255, 255, 0.45);
  background: rgba(15, 23, 42, 0.82);
  color: #fff;
  font-size: 0.85rem;
  font-weight: 700;
  cursor: pointer;
  backdrop-filter: blur(10px);
  transition: background 0.2s, transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.35);
}
.hero-slide--video .hero-video-toggle:hover,
.hero-slide--testimonial .hero-video-toggle:hover {
  background: rgba(27, 94, 32, 0.92);
  transform: scale(1.04);
}
.hero-slide--video[data-video-paused="1"] .hero-video-poster {
  z-index: 4;
}
.hero-video-toggle__icon {
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero-video-toggle__icon[hidden] {
  display: none !important;
}

/* —— Membership hub (tabs + accordions) —— */
.membership-hub {
  background: linear-gradient(180deg, #f0f7f0 0%, #f8fafc 12%, #fff 100%);
  padding-top: 0.5rem;
}

.membership-hub__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  justify-content: center;
  margin-bottom: 1.25rem;
}
.membership-hub__action {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.65rem 1.15rem;
  border-radius: 999px;
  font-size: 0.875rem;
  font-weight: 600;
  color: #1b5e20;
  background: #fff;
  border: 1px solid rgba(27, 94, 32, 0.2);
  box-shadow: 0 2px 12px rgba(15, 23, 42, 0.04);
  transition: transform 0.2s, box-shadow 0.2s, border-color 0.2s;
}
.membership-hub__action:hover {
  border-color: #2e7d32;
  box-shadow: 0 6px 20px rgba(27, 94, 32, 0.12);
  transform: translateY(-1px);
}
.membership-hub__action--primary {
  background: linear-gradient(135deg, #1b5e20, #2e7d32);
  color: #fff;
  border-color: transparent;
}
.membership-hub__action--primary:hover {
  color: #fff;
  box-shadow: 0 8px 24px rgba(27, 94, 32, 0.35);
}

.membership-hub__tabs-wrap {
  position: sticky;
  top: 4.5rem;
  z-index: 35;
  padding-bottom: 1rem;
}
.membership-hub__tabs {
  display: flex;
  gap: 0.35rem;
  overflow-x: auto;
  padding: 0.35rem;
  background: rgba(255, 255, 255, 0.95);
  border: 1px solid #e2e8f0;
  border-radius: 1rem;
  box-shadow: 0 4px 20px rgba(15, 23, 42, 0.06);
  backdrop-filter: blur(10px);
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
}
.membership-hub__tabs::-webkit-scrollbar { display: none; }
.membership-hub__tab {
  flex-shrink: 0;
  padding: 0.55rem 1rem;
  border-radius: 0.65rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: #64748b;
  white-space: nowrap;
  transition: background 0.2s, color 0.2s;
}
.membership-hub__tab:hover {
  color: #1b5e20;
  background: #f0fdf4;
}
.membership-hub__tab.is-active {
  background: linear-gradient(135deg, #1b5e20, #2e7d32);
  color: #fff;
  box-shadow: 0 4px 12px rgba(27, 94, 32, 0.3);
}

.membership-panel {
  background: #fff;
  border: 1px solid #e2e8f0;
  border-radius: 1.25rem;
  padding: 1.75rem 1.5rem;
  box-shadow: 0 4px 24px rgba(15, 23, 42, 0.04);
  min-height: 280px;
}
@media (min-width: 768px) {
  .membership-panel { padding: 2rem 2.25rem; }
}

.membership-apply-grid {
  display: grid;
  gap: 2rem;
}
@media (min-width: 1024px) {
  .membership-apply-grid {
    grid-template-columns: 1.1fr 0.9fr;
    gap: 2.5rem;
    align-items: start;
  }
}

.membership-fee-card {
  background: linear-gradient(145deg, #f0fdf4 0%, #fff 55%);
  border: 1px solid rgba(46, 125, 50, 0.2);
  border-radius: 1rem;
  padding: 1.35rem 1.5rem;
}
.membership-fee-card__title {
  font-size: 1.05rem;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 0.5rem;
}
.membership-fee-card__intro {
  font-size: 0.9rem;
  color: #64748b;
  margin-bottom: 0.75rem;
}
.membership-fee-card__list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.membership-fee-card__list li {
  position: relative;
  padding-left: 1.25rem;
  margin-bottom: 0.5rem;
  font-size: 0.9rem;
  color: #334155;
  line-height: 1.5;
}
.membership-fee-card__list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #2e7d32;
}
.membership-fee-card__note {
  font-size: 0.82rem;
  color: #64748b;
  line-height: 1.55;
  margin-top: 0.75rem;
  padding-top: 0.75rem;
  border-top: 1px dashed #cbd5e1;
}

.membership-accordion-stack {
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}
.membership-accordion {
  border: 1px solid #e2e8f0;
  border-radius: 0.85rem;
  overflow: hidden;
  background: #fafafa;
}
.membership-accordion__trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 1.15rem;
  text-align: left;
  font-weight: 700;
  font-size: 0.95rem;
  color: #0f172a;
  background: #fff;
  transition: background 0.2s;
}
.membership-accordion__trigger:hover {
  background: #f8fafc;
}
.membership-accordion__chevron {
  flex-shrink: 0;
  color: #64748b;
  transition: transform 0.25s;
}
.membership-accordion__chevron.is-open {
  transform: rotate(180deg);
  color: #1b5e20;
}
.membership-accordion__body {
  padding: 0 1.15rem 1.15rem;
  background: #fff;
}

.membership-bullet-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.membership-bullet-list li {
  position: relative;
  padding: 0.45rem 0 0.45rem 1.1rem;
  font-size: 0.9rem;
  color: #475569;
  line-height: 1.55;
  border-bottom: 1px solid #f1f5f9;
}
.membership-bullet-list li:last-child { border-bottom: none; }
.membership-bullet-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.85em;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: #4caf50;
}

.membership-callout {
  font-size: 0.85rem;
  color: #334155;
  background: #fffbeb;
  border-left: 3px solid #fbc02d;
  padding: 0.75rem 1rem;
  border-radius: 0 0.5rem 0.5rem 0;
  line-height: 1.55;
}

.membership-pay-grid {
  display: grid;
  gap: 1rem;
}
@media (min-width: 768px) {
  .membership-pay-grid { grid-template-columns: 1fr 1fr; }
}
.membership-bank-card {
  background: #fff;
  border: 1px solid #e2e8f0;
  border-radius: 1rem;
  padding: 1.35rem 1.5rem;
  box-shadow: 0 2px 12px rgba(15, 23, 42, 0.04);
}
.membership-bank-card--mpesa {
  background: linear-gradient(145deg, #f0fdf4, #fff);
  border-color: rgba(46, 125, 50, 0.25);
}
.membership-bank-card__head {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  margin-bottom: 1rem;
  color: #1b5e20;
}
.membership-bank-card__head h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #0f172a;
}
.membership-bank-card__dl {
  display: grid;
  gap: 0.65rem;
}
.membership-bank-card__dl div {
  display: grid;
  grid-template-columns: 7rem 1fr;
  gap: 0.5rem;
  align-items: baseline;
}
.membership-bank-card__dl dt {
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: #94a3b8;
}
.membership-bank-card__dl dd {
  font-size: 0.95rem;
  font-weight: 600;
  color: #0f172a;
}
.membership-bank-card__mono {
  font-family: ui-monospace, 'Cascadia Code', monospace;
  letter-spacing: 0.02em;
}

.membership-download-grid {
  display: grid;
  gap: 1rem;
}
@media (min-width: 640px) {
  .membership-download-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
  .membership-download-grid { grid-template-columns: repeat(3, 1fr); }
}
.membership-download-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding: 1.35rem;
  background: #fff;
  border: 1px solid #e2e8f0;
  border-radius: 1rem;
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.membership-download-card:hover {
  transform: translateY(-4px);
  border-color: rgba(46, 125, 50, 0.35);
  box-shadow: 0 12px 32px rgba(27, 94, 32, 0.12);
}
.membership-download-card__icon {
  width: 2.75rem;
  height: 2.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 0.65rem;
  background: linear-gradient(135deg, rgba(46, 125, 50, 0.12), rgba(27, 94, 32, 0.06));
  color: #1b5e20;
  margin-bottom: 0.75rem;
}
.membership-download-card__tag {
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #64748b;
  margin-bottom: 0.35rem;
}
.membership-download-card__title {
  font-size: 0.95rem;
  font-weight: 700;
  color: #0f172a;
  line-height: 1.35;
  flex: 1;
}
.membership-download-card__cta {
  font-size: 0.8rem;
  font-weight: 600;
  color: #1b5e20;
  margin-top: 0.75rem;
}

/* —— Gallery 2026 —— */
body.gallery-lightbox-open { overflow: hidden; }

.g26 {
  background: #0a0f0d;
  color: #e2e8f0;
  padding-bottom: 4rem;
  overflow: visible;
}

.g26-hero {
  position: relative;
  padding: 6.75rem 0 3rem;
  overflow: hidden;
}
.g26-hero__mesh {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 20% -10%, rgba(76, 175, 80, 0.35), transparent 50%),
    radial-gradient(ellipse 60% 50% at 90% 20%, rgba(251, 192, 45, 0.15), transparent 45%),
    linear-gradient(165deg, #061208 0%, #0d3d12 40%, #145a1e 100%);
}
.g26-hero__inner { position: relative; z-index: 1; }
.g26-hero__badge-row {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  margin-bottom: 0.75rem;
}
.g26-hero__badge {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.7);
}
.g26-hero__year {
  font-size: 0.7rem;
  font-weight: 800;
  padding: 0.2rem 0.55rem;
  border-radius: 999px;
  background: rgba(251, 192, 45, 0.2);
  color: #fde68a;
  border: 1px solid rgba(251, 192, 45, 0.35);
}
.g26-hero__title {
  font-family: var(--font-serif);
  font-size: clamp(2.5rem, 6vw, 3.75rem);
  font-weight: 400;
  color: #fff;
  line-height: 1.05;
  margin-bottom: 0.65rem;
}
.g26-hero__lead {
  max-width: 34rem;
  font-size: 1.05rem;
  line-height: 1.65;
  color: rgba(255, 255, 255, 0.82);
}
.g26-hero__stats {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-top: 1.35rem;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.75);
}
.g26-hero__stats strong {
  color: #fff;
  font-size: 1.2rem;
  margin-right: 0.2rem;
}
.g26-hero__dot {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.4);
}

.g26-bar {
  position: sticky;
  top: 4.25rem;
  z-index: 50;
  padding: 0.75rem 0;
}
.g26-tabs {
  display: inline-flex;
  gap: 0.25rem;
  padding: 0.3rem;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 999px;
  backdrop-filter: blur(16px);
}
.g26-tabs__btn {
  padding: 0.55rem 1.15rem;
  border-radius: 999px;
  font-size: 0.875rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.65);
  transition: background 0.2s, color 0.2s;
}
.g26-tabs__btn:hover { color: #fff; background: rgba(255, 255, 255, 0.08); }
.g26-tabs__btn.is-active {
  background: #fff;
  color: #0d3d12;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.25);
}
.g26-crumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-top: 0.65rem;
  font-size: 0.85rem;
}
.g26-crumb button {
  color: #86efac;
  font-weight: 600;
}
.g26-crumb span { color: rgba(255, 255, 255, 0.85); }

.g26-body { padding-top: 0.5rem; }
.g26-section-head { margin-bottom: 1.5rem; }
.g26-section-head h2,
.g26-section-head__title {
  font-size: 1.35rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 0.35rem;
}
.g26-section-head p { font-size: 0.92rem; color: rgba(255, 255, 255, 0.55); }

.g26-albums {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 1.25rem;
}
.g26-album {
  border-radius: 1.15rem;
  overflow: hidden;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.35s;
  cursor: pointer;
}
.g26-album:focus-visible {
  outline: 2px solid #86efac;
  outline-offset: 3px;
}
.g26-album:hover {
  transform: translateY(-5px);
  box-shadow: 0 24px 48px rgba(0, 0, 0, 0.45);
  border-color: rgba(134, 239, 172, 0.25);
}
.g26-album__hit {
  display: block;
  width: 100%;
  position: relative;
  aspect-ratio: 4/3;
  overflow: hidden;
}
.g26-cover {
  display: grid;
  width: 100%;
  height: 100%;
  gap: 2px;
  background: #1a2e1c;
}
.g26-cover--one { grid-template-columns: 1fr; }
.g26-cover--two { grid-template-columns: 1fr 1fr; }
.g26-cover--three { grid-template-columns: 1fr 1fr; grid-template-rows: 1fr 1fr; }
.g26-cover--three .g26-cover__cell:first-child { grid-row: span 2; }
.g26-cover--four { grid-template-columns: 1fr 1fr; grid-template-rows: 1fr 1fr; }
.g26-cover__cell { overflow: hidden; min-height: 0; }
.g26-cover__cell img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}
.g26-album:hover .g26-cover__cell img { transform: scale(1.05); }
.g26-album__overlay {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  padding: 1rem;
  background: linear-gradient(to top, rgba(0, 0, 0, 0.65), transparent 50%);
  opacity: 0;
  transition: opacity 0.3s;
}
.g26-album:hover .g26-album__overlay { opacity: 1; }
.g26-album__open {
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #fff;
  padding: 0.45rem 0.9rem;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(8px);
}
.g26-album__meta {
  padding: 0.9rem 1rem 1.1rem;
}
.g26-album__meta h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #fff;
  display: inline;
  margin-right: 0.5rem;
}
.g26-album__year {
  font-size: 0.68rem;
  font-weight: 700;
  padding: 0.15rem 0.45rem;
  border-radius: 999px;
  background: rgba(134, 239, 172, 0.15);
  color: #86efac;
  vertical-align: middle;
}
.g26-album__meta p {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.5);
  margin-top: 0.25rem;
}

.g26-album-panel { margin-top: 1.5rem; }
.g26-album-panel__hero {
  position: relative;
  border-radius: 1.25rem;
  overflow: hidden;
  min-height: 200px;
  margin-bottom: 1.25rem;
  background: #1a2e1c center/cover no-repeat;
  background-image: linear-gradient(to top, rgba(6, 18, 8, 0.92) 0%, rgba(6, 18, 8, 0.35) 55%, transparent 100%), var(--g26-cover);
}
.g26-album-panel__back {
  position: absolute;
  top: 1rem;
  left: 1rem;
  z-index: 2;
  font-size: 0.8rem;
  font-weight: 600;
  color: #fff;
  padding: 0.4rem 0.75rem;
  border-radius: 999px;
  background: rgba(0, 0, 0, 0.45);
  backdrop-filter: blur(8px);
}
.g26-album-panel__hero-text {
  position: relative;
  z-index: 1;
  padding: 4.5rem 1.25rem 1.5rem;
  max-width: 36rem;
}
.g26-album-panel__hero-text h2 {
  font-family: var(--font-serif);
  font-size: 1.85rem;
  color: #fff;
  margin-bottom: 0.35rem;
}
.g26-album-panel__hero-text p {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.5;
  margin-bottom: 0.5rem;
}
.g26-album-panel__hero-text span {
  font-size: 0.78rem;
  color: #86efac;
  font-weight: 600;
}

.g26-masonry {
  columns: 2;
  column-gap: 8px;
}
@media (min-width: 640px) { .g26-masonry { columns: 3; column-gap: 10px; } }
@media (min-width: 1024px) { .g26-masonry { columns: 4; column-gap: 12px; } }
.g26-masonry--wide { columns: 3; }
@media (min-width: 1024px) { .g26-masonry--wide { columns: 5; } }

.g26-tile {
  position: relative;
  display: block;
  width: 100%;
  margin-bottom: 8px;
  break-inside: avoid;
  border-radius: 10px;
  overflow: hidden;
  cursor: zoom-in;
  border: none;
  padding: 0;
  background: #1a2e1c;
  transition: transform 0.25s, box-shadow 0.25s;
}
.g26-tile:hover {
  transform: scale(1.02);
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.5);
  z-index: 2;
}
.g26-tile img {
  width: 100%;
  height: auto;
  display: block;
  vertical-align: middle;
}
.g26-tile__veil {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(0, 0, 0, 0.55), transparent 45%);
  opacity: 0;
  transition: opacity 0.25s;
  pointer-events: none;
}
.g26-tile:hover .g26-tile__veil { opacity: 1; }
.g26-tile__icon {
  position: absolute;
  top: 0.5rem;
  right: 0.5rem;
  width: 2rem;
  height: 2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.95);
  color: #0d3d12;
  opacity: 0;
  transform: scale(0.9);
  transition: opacity 0.2s, transform 0.2s;
  pointer-events: none;
}
.g26-tile:hover .g26-tile__icon {
  opacity: 1;
  transform: scale(1);
}
.g26-tile__caption {
  position: absolute;
  left: 0.65rem;
  right: 0.65rem;
  bottom: 0.55rem;
  font-size: 0.72rem;
  font-weight: 600;
  color: #fff;
  line-height: 1.3;
  opacity: 0;
  transition: opacity 0.25s;
  pointer-events: none;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.g26-tile:hover .g26-tile__caption { opacity: 1; }

.g26-all { margin-top: 2rem; padding-top: 1rem; border-top: 1px solid rgba(255, 255, 255, 0.08); }
.g26-upcoming { margin-top: 3rem; }
.g26-upcoming__grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 0.75rem;
}
.g26-upcoming__card {
  padding: 1rem;
  border-radius: 0.85rem;
  border: 1px dashed rgba(255, 255, 255, 0.15);
  background: rgba(255, 255, 255, 0.03);
}
.g26-upcoming__card h3 { font-size: 0.9rem; font-weight: 700; color: rgba(255, 255, 255, 0.85); }
.g26-upcoming__card p { font-size: 0.78rem; color: rgba(255, 255, 255, 0.45); margin-top: 0.25rem; }

.g26-empty {
  text-align: center;
  padding: 4rem 1.5rem;
  border-radius: 1.25rem;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
}
.g26-empty h2 { color: #fff; font-size: 1.2rem; margin-bottom: 0.5rem; }
.g26-empty p { color: rgba(255, 255, 255, 0.55); }

/* Full-screen viewer (body level) */
.gallery-viewer {
  position: fixed;
  inset: 0;
  z-index: 99999;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 0;
  pointer-events: none;
}
.gallery-viewer.is-open {
  display: flex;
  pointer-events: auto;
}
.gallery-viewer__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(4, 10, 6, 0.96);
  backdrop-filter: blur(20px);
}
.gallery-viewer__top {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  z-index: 4;
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1rem 1.25rem;
  background: linear-gradient(to bottom, rgba(0, 0, 0, 0.7), transparent);
}
.gallery-viewer__close {
  flex-shrink: 0;
  width: 2.75rem;
  height: 2.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
  margin-left: auto;
  order: 2;
}
.gallery-viewer__close:hover { background: rgba(255, 255, 255, 0.22); }
.gallery-viewer__info { flex: 1; order: 1; min-width: 0; }
.gallery-viewer__caption {
  font-size: 0.95rem;
  font-weight: 600;
  color: #fff;
  line-height: 1.4;
}
.gallery-viewer__meta {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.65);
  margin-top: 0.25rem;
}
.gallery-viewer__stage {
  position: relative;
  z-index: 2;
  margin: 0;
  max-width: min(1280px, 94vw);
  max-height: calc(100vh - 140px);
  display: flex;
  align-items: center;
  justify-content: center;
}
.gallery-viewer__img {
  max-width: 100%;
  max-height: calc(100vh - 140px);
  width: auto;
  height: auto;
  object-fit: contain;
  border-radius: 4px;
  box-shadow: 0 32px 80px rgba(0, 0, 0, 0.6);
  user-select: none;
}
.gallery-viewer__nav {
  position: absolute;
  z-index: 4;
  top: 50%;
  transform: translateY(-50%);
  width: 3rem;
  height: 3rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.1);
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.15);
  transition: background 0.2s, transform 0.15s;
}
.gallery-viewer__nav:hover {
  background: rgba(255, 255, 255, 0.2);
  transform: translateY(-50%) scale(1.06);
}
.gallery-viewer__nav--prev { left: 1rem; }
.gallery-viewer__nav--next { right: 1rem; }
.gallery-viewer__filmstrip-wrap {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 4;
  padding: 0.75rem 1rem 1.25rem;
  background: linear-gradient(to top, rgba(0, 0, 0, 0.85), transparent);
}
.gallery-viewer__filmstrip {
  display: flex;
  gap: 0.5rem;
  overflow-x: auto;
  padding-bottom: 0.25rem;
  justify-content: center;
  scrollbar-width: thin;
}
.gallery-viewer__thumb {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  border-radius: 8px;
  overflow: hidden;
  border: 2px solid transparent;
  opacity: 0.55;
  transition: opacity 0.2s, border-color 0.2s, transform 0.2s;
}
.gallery-viewer__thumb.is-active {
  border-color: #86efac;
  opacity: 1;
  transform: scale(1.05);
}
.gallery-viewer__thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
@media (max-width: 640px) {
  .gallery-viewer__nav { width: 2.5rem; height: 2.5rem; }
  .gallery-viewer__nav--prev { left: 0.35rem; }
  .gallery-viewer__nav--next { right: 0.35rem; }
}

/* —— Membership 2026 —— */
.m26 {
  background: linear-gradient(180deg, #f7faf7 0%, #fff 24%, #f8fafc 100%);
  padding-bottom: 0;
}

.m26-hero {
  position: relative;
  padding: 6.5rem 0 3.5rem;
  overflow: hidden;
}
.m26-hero__bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 90% 70% at 0% 0%, rgba(134, 239, 172, 0.25), transparent 55%),
    radial-gradient(ellipse 60% 50% at 100% 20%, rgba(251, 192, 45, 0.12), transparent 50%),
    linear-gradient(128deg, #052e10 0%, #0d3d12 38%, #1b5e20 72%, #2e7d32 100%);
}
.m26-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 2.5rem;
  align-items: end;
}
@media (min-width: 1024px) {
  .m26-hero__grid {
    grid-template-columns: 1.2fr 0.8fr;
    gap: 3rem;
  }
}
.m26-hero__eyebrow {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #bbf7d0;
  margin-bottom: 0.65rem;
}
.m26-hero__title {
  font-family: var(--font-serif);
  font-size: clamp(2.35rem, 5.5vw, 3.5rem);
  font-weight: 400;
  line-height: 1.08;
  color: #fff;
  margin-bottom: 0.85rem;
}
.m26-hero__title em {
  display: block;
  font-style: italic;
  color: #fde68a;
}
.m26-hero__lead {
  font-size: 1.05rem;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.88);
  max-width: 32rem;
  margin-bottom: 0.65rem;
}
.m26-hero__tagline {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.55);
}
.m26-hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 1.5rem;
}
.m26-hero__stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.65rem;
}
.m26-stat {
  padding: 1rem 0.85rem;
  border-radius: 1rem;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(10px);
  text-align: center;
}
.m26-stat__value {
  display: block;
  font-size: 1.35rem;
  font-weight: 800;
  color: #fff;
  line-height: 1.2;
}
.m26-stat__label {
  display: block;
  font-size: 0.68rem;
  color: rgba(255, 255, 255, 0.7);
  margin-top: 0.2rem;
  line-height: 1.3;
}

.m26-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  padding: 0.7rem 1.25rem;
  border-radius: 999px;
  font-size: 0.875rem;
  font-weight: 700;
  transition: transform 0.2s, box-shadow 0.2s, background 0.2s;
}
.m26-btn:hover { transform: translateY(-1px); }
.m26-btn--primary {
  background: #fff;
  color: #0d3d12;
  box-shadow: 0 8px 28px rgba(0, 0, 0, 0.2);
}
.m26-btn--primary:hover { box-shadow: 0 12px 32px rgba(0, 0, 0, 0.28); }
.m26-btn--ghost {
  border: 1px solid rgba(255, 255, 255, 0.35);
  color: #fff;
  background: rgba(255, 255, 255, 0.08);
}
.m26-btn--ghost:hover { background: rgba(255, 255, 255, 0.15); }
.m26-btn--ghost-light {
  border: 1px solid rgba(255, 255, 255, 0.5);
  color: #fff;
  background: transparent;
}
.m26-btn--outline {
  border: 1px solid #1b5e20;
  color: #1b5e20;
  background: transparent;
  flex-shrink: 0;
}
.m26-btn--block { width: 100%; margin-top: 1rem; }

.m26-jump {
  margin-top: -1.25rem;
  position: relative;
  z-index: 10;
  padding-bottom: 0.5rem;
}
.m26-jump__inner {
  display: flex;
  gap: 0.35rem;
  overflow-x: auto;
  padding: 0.4rem;
  background: #fff;
  border-radius: 1rem;
  border: 1px solid #e2e8f0;
  box-shadow: 0 12px 40px rgba(15, 23, 42, 0.08);
  scrollbar-width: none;
}
.m26-jump__inner::-webkit-scrollbar { display: none; }
@media (min-width: 1024px) {
  .m26-jump { display: none; }
}
.m26-jump__item {
  flex-shrink: 0;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding: 0.5rem 0.85rem;
  border-radius: 0.65rem;
  min-width: 5.5rem;
  transition: background 0.2s;
}
.m26-jump__item:hover { background: #f0fdf4; }
.m26-jump__item.is-active {
  background: linear-gradient(135deg, #1b5e20, #2e7d32);
}
.m26-jump__step {
  font-size: 0.65rem;
  font-weight: 800;
  color: #94a3b8;
  letter-spacing: 0.06em;
}
.m26-jump__item.is-active .m26-jump__step { color: rgba(255, 255, 255, 0.75); }
.m26-jump__label {
  font-size: 0.78rem;
  font-weight: 700;
  color: #334155;
  white-space: nowrap;
}
.m26-jump__item.is-active .m26-jump__label { color: #fff; }

.m26-shell {
  display: grid;
  gap: 2rem;
  padding: 2rem 0 3rem;
}
@media (min-width: 1024px) {
  .m26-shell {
    grid-template-columns: 260px 1fr;
    gap: 2.5rem;
    align-items: start;
  }
}

.m26-aside {
  display: none;
}
@media (min-width: 1024px) {
  .m26-aside {
    display: block;
    position: sticky;
    top: 5.5rem;
  }
}
.m26-aside__nav {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  padding: 0.5rem;
  background: #fff;
  border-radius: 1.15rem;
  border: 1px solid #e2e8f0;
  box-shadow: 0 4px 24px rgba(15, 23, 42, 0.05);
}
.m26-aside__link {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  width: 100%;
  text-align: left;
  padding: 0.7rem 0.75rem;
  border-radius: 0.75rem;
  transition: background 0.2s, box-shadow 0.2s;
}
.m26-aside__link:hover { background: #f8fafc; }
.m26-aside__link.is-active {
  background: linear-gradient(135deg, #ecfdf5, #f0fdf4);
  box-shadow: inset 3px 0 0 #1b5e20;
}
.m26-aside__step {
  flex-shrink: 0;
  width: 1.75rem;
  height: 1.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 0.5rem;
  font-size: 0.7rem;
  font-weight: 800;
  color: #1b5e20;
  background: #dcfce7;
}
.m26-aside__link.is-active .m26-aside__step {
  background: #1b5e20;
  color: #fff;
}
.m26-aside__text {
  display: flex;
  flex-direction: column;
  gap: 0.1rem;
  min-width: 0;
}
.m26-aside__text strong {
  font-size: 0.85rem;
  color: #0f172a;
}
.m26-aside__text small {
  font-size: 0.72rem;
  color: #64748b;
}
.m26-aside__help {
  margin-top: 1rem;
  padding: 1rem;
  border-radius: 1rem;
  background: linear-gradient(145deg, #0d3d12, #1b5e20);
  color: #fff;
  font-size: 0.82rem;
}
.m26-aside__help p { opacity: 0.85; margin-bottom: 0.35rem; }
.m26-aside__help a {
  display: block;
  font-weight: 600;
  color: #bbf7d0;
  margin-top: 0.25rem;
}
.m26-aside__help a:hover { color: #fff; }

.m26-panels { min-width: 0; }
.m26-panel {
  background: #fff;
  border: 1px solid #e2e8f0;
  border-radius: 1.35rem;
  padding: 1.75rem 1.5rem;
  box-shadow: 0 4px 28px rgba(15, 23, 42, 0.04);
  margin-bottom: 1.25rem;
}
@media (min-width: 768px) {
  .m26-panel { padding: 2rem 2.25rem; }
}
.m26-panel__head {
  display: flex;
  gap: 1rem;
  margin-bottom: 1.75rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid #f1f5f9;
}
.m26-panel__step {
  flex-shrink: 0;
  width: 2.5rem;
  height: 2.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 0.75rem;
  font-size: 0.85rem;
  font-weight: 800;
  color: #fff;
  background: linear-gradient(135deg, #1b5e20, #4caf50);
}
.m26-panel__head h2 {
  font-family: var(--font-serif);
  font-size: 1.65rem;
  font-weight: 400;
  color: #0f172a;
  line-height: 1.2;
  margin-bottom: 0.35rem;
}
.m26-panel__head p {
  font-size: 0.92rem;
  color: #64748b;
  line-height: 1.55;
}

/* —— Panel 01: Magazine-cover treatment —— */
.m26-panel[data-membership-panel="overview"] {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(ellipse 90% 70% at 15% 0%, rgba(22, 163, 74, 0.10), transparent 60%),
    radial-gradient(ellipse 70% 55% at 88% 0%, rgba(251, 192, 45, 0.12), transparent 62%),
    linear-gradient(180deg, rgba(248, 250, 252, 0.95), #fff 40%);
}
.m26-panel[data-membership-panel="overview"]::before {
  content: '';
  position: absolute;
  inset: -2px;
  pointer-events: none;
  background:
    radial-gradient(ellipse 55% 45% at 10% 15%, rgba(22, 163, 74, 0.12), transparent 60%),
    radial-gradient(ellipse 55% 45% at 90% 10%, rgba(251, 192, 45, 0.10), transparent 62%),
    radial-gradient(ellipse 65% 55% at 70% 90%, rgba(15, 23, 42, 0.06), transparent 60%);
  opacity: 0.9;
}
.m26-panel[data-membership-panel="overview"] > * {
  position: relative;
  z-index: 1;
}
.m26-panel[data-membership-panel="overview"] .m26-panel__head {
  margin: -0.25rem -0.25rem 1.25rem;
  padding: 1.25rem 1.25rem 1.15rem;
  border-bottom: 1px solid rgba(15, 23, 42, 0.06);
  border-radius: 1.15rem;
  background:
    radial-gradient(ellipse 80% 65% at 0% 0%, rgba(134, 239, 172, 0.24), transparent 58%),
    radial-gradient(ellipse 70% 60% at 100% 0%, rgba(251, 192, 45, 0.16), transparent 62%),
    linear-gradient(135deg, rgba(5, 46, 16, 0.96), rgba(13, 61, 18, 0.92), rgba(27, 94, 32, 0.88));
  box-shadow: 0 22px 70px rgba(5, 46, 16, 0.22);
  color: #fff;
}
@media (min-width: 768px) {
  .m26-panel[data-membership-panel="overview"] .m26-panel__head {
    margin: -0.5rem -0.5rem 1.35rem;
    padding: 1.5rem 1.6rem 1.35rem;
  }
}
.m26-panel[data-membership-panel="overview"] .m26-panel__step {
  background: rgba(255, 255, 255, 0.14);
  border: 1px solid rgba(255, 255, 255, 0.18);
  box-shadow: 0 12px 26px rgba(0, 0, 0, 0.18);
}
.m26-panel[data-membership-panel="overview"] .m26-panel__head h2 {
  color: #fff;
  font-size: clamp(1.75rem, 3.2vw, 2.35rem);
  letter-spacing: -0.02em;
  margin-bottom: 0.35rem;
}
.m26-panel[data-membership-panel="overview"] .m26-panel__head p {
  color: rgba(255, 255, 255, 0.82);
  max-width: 52rem;
  font-size: 0.95rem;
}

.m26-panel[data-membership-panel="overview"] .m26-pillars {
  gap: 1rem;
  margin-bottom: 1.5rem;
}
.m26-panel[data-membership-panel="overview"] .m26-pillar {
  position: relative;
  border-radius: 1.15rem;
  border: 1px solid rgba(15, 23, 42, 0.06);
  box-shadow: 0 14px 40px rgba(15, 23, 42, 0.06);
  overflow: hidden;
}
.m26-panel[data-membership-panel="overview"] .m26-pillar::after {
  content: '';
  position: absolute;
  inset: 0;
  pointer-events: none;
  opacity: 0.9;
  background:
    radial-gradient(ellipse 80% 60% at 20% 0%, rgba(22, 163, 74, 0.10), transparent 60%),
    radial-gradient(ellipse 70% 55% at 90% 10%, rgba(251, 192, 45, 0.08), transparent 62%);
}
.m26-panel[data-membership-panel="overview"] .m26-pillar > * { position: relative; z-index: 1; }
.m26-panel[data-membership-panel="overview"] .m26-pillar:nth-child(1) {
  background: linear-gradient(155deg, rgba(240, 253, 244, 0.95), rgba(255, 255, 255, 0.95));
}
.m26-panel[data-membership-panel="overview"] .m26-pillar:nth-child(2) {
  background: linear-gradient(155deg, rgba(255, 251, 235, 0.95), rgba(255, 255, 255, 0.95));
}
.m26-panel[data-membership-panel="overview"] .m26-pillar:nth-child(3) {
  background: linear-gradient(155deg, rgba(241, 245, 249, 0.95), rgba(255, 255, 255, 0.95));
}
.m26-panel[data-membership-panel="overview"] .m26-pillar:nth-child(4) {
  background: linear-gradient(155deg, rgba(236, 253, 245, 0.92), rgba(255, 255, 255, 0.95));
}
.m26-panel[data-membership-panel="overview"] .m26-pillar__icon {
  width: 2.75rem;
  height: 2.75rem;
  border-radius: 0.9rem;
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(15, 23, 42, 0.08);
  box-shadow: 0 14px 28px rgba(15, 23, 42, 0.08);
}
.m26-panel[data-membership-panel="overview"] .m26-pillar:nth-child(2) .m26-pillar__icon {
  background: linear-gradient(135deg, rgba(251, 192, 45, 0.18), rgba(255, 255, 255, 0.92));
}
.m26-panel[data-membership-panel="overview"] .m26-pillar:nth-child(3) .m26-pillar__icon {
  background: linear-gradient(135deg, rgba(15, 23, 42, 0.06), rgba(255, 255, 255, 0.92));
}

.m26-panel[data-membership-panel="overview"] .m26-benefits {
  border-radius: 1.15rem;
  border: 1px solid rgba(22, 163, 74, 0.18);
  background:
    radial-gradient(ellipse 90% 70% at 10% 0%, rgba(22, 163, 74, 0.10), transparent 58%),
    radial-gradient(ellipse 80% 65% at 100% 0%, rgba(251, 192, 45, 0.10), transparent 62%),
    linear-gradient(160deg, rgba(240, 253, 244, 0.90), rgba(255, 255, 255, 0.92));
  box-shadow: 0 18px 55px rgba(27, 94, 32, 0.08);
}
.m26-panel[data-membership-panel="overview"] .m26-benefits__title {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  margin-bottom: 1rem;
}
.m26-panel[data-membership-panel="overview"] .m26-benefits__title::before {
  content: '';
  width: 10px;
  height: 10px;
  border-radius: 999px;
  background: var(--gold);
  box-shadow: 0 0 0 4px rgba(251, 192, 45, 0.22);
}

.m26-panel[data-membership-panel="overview"] .m26-quote {
  border-left: none;
  border-radius: 1.15rem;
  background:
    radial-gradient(ellipse 80% 65% at 10% 0%, rgba(251, 192, 45, 0.16), transparent 60%),
    linear-gradient(135deg, rgba(255, 251, 235, 0.94), rgba(255, 255, 255, 0.94));
  border: 1px solid rgba(251, 192, 45, 0.28);
  box-shadow: 0 16px 44px rgba(251, 192, 45, 0.10);
}

.m26-pillars {
  display: grid;
  gap: 1rem;
  margin-bottom: 2rem;
}
@media (min-width: 640px) {
  .m26-pillars { grid-template-columns: repeat(2, 1fr); }
}
.m26-pillar {
  padding: 1.25rem;
  border-radius: 1rem;
  background: linear-gradient(145deg, #fafafa, #fff);
  border: 1px solid #e2e8f0;
  transition: transform 0.3s, box-shadow 0.3s, border-color 0.3s;
  animation: m26-fade 0.5s ease backwards;
  animation-delay: calc(var(--i, 0) * 0.07s);
}
@keyframes m26-fade {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}
.m26-pillar:hover {
  transform: translateY(-4px);
  border-color: rgba(46, 125, 50, 0.35);
  box-shadow: 0 16px 36px rgba(27, 94, 32, 0.1);
}
.m26-pillar__icon {
  width: 2.5rem;
  height: 2.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 0.65rem;
  background: linear-gradient(135deg, #dcfce7, #f0fdf4);
  color: #1b5e20;
  margin-bottom: 0.75rem;
}
.m26-pillar h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 0.35rem;
}
.m26-pillar p {
  font-size: 0.85rem;
  color: #64748b;
  line-height: 1.55;
}

.m26-benefits {
  padding: 1.35rem;
  border-radius: 1rem;
  background: #f0fdf4;
  border: 1px solid #bbf7d0;
  margin-bottom: 1.5rem;
}
.m26-benefits__title {
  font-size: 0.95rem;
  font-weight: 700;
  color: #14532d;
  margin-bottom: 1rem;
}
.m26-benefits__grid {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.65rem;
}
@media (min-width: 640px) {
  .m26-benefits__grid { grid-template-columns: 1fr 1fr; gap: 0.75rem 1.25rem; }
}
.m26-benefits__grid li {
  display: flex;
  gap: 0.5rem;
  align-items: flex-start;
  font-size: 0.85rem;
  color: #334155;
  line-height: 1.45;
}
.m26-benefits__grid svg {
  flex-shrink: 0;
  color: #16a34a;
  margin-top: 0.1rem;
}

.m26-quote {
  padding: 1.25rem 1.5rem;
  border-left: 4px solid #fbc02d;
  background: #fffbeb;
  border-radius: 0 1rem 1rem 0;
}
.m26-quote blockquote {
  font-family: var(--font-serif);
  font-size: 1.15rem;
  color: #334155;
  line-height: 1.5;
  margin-bottom: 0.75rem;
}
.m26-link {
  font-size: 0.875rem;
  font-weight: 700;
  color: #1b5e20;
}
.m26-link:hover { text-decoration: underline; }

.m26-path {
  display: grid;
  gap: 0;
  margin-bottom: 2rem;
  position: relative;
}
.m26-path::before {
  content: '';
  position: absolute;
  left: 1.15rem;
  top: 1.5rem;
  bottom: 1.5rem;
  width: 2px;
  background: linear-gradient(to bottom, #4caf50, #dcfce7);
}
@media (min-width: 768px) {
  .m26-path { grid-template-columns: 1fr 1fr; gap: 1rem 2rem; }
  .m26-path::before { display: none; }
}
.m26-path__step {
  display: flex;
  gap: 1rem;
  padding: 1rem 0;
  position: relative;
}
.m26-path__num {
  flex-shrink: 0;
  width: 2.35rem;
  height: 2.35rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: linear-gradient(135deg, #1b5e20, #4caf50);
  color: #fff;
  font-weight: 800;
  font-size: 0.9rem;
  z-index: 1;
  box-shadow: 0 4px 14px rgba(27, 94, 32, 0.35);
}
.m26-path__body h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 0.25rem;
}
.m26-path__body p {
  font-size: 0.88rem;
  color: #64748b;
  line-height: 1.5;
}

.m26-split {
  display: grid;
  gap: 1.25rem;
}
@media (min-width: 900px) {
  .m26-split { grid-template-columns: 1.05fr 0.95fr; gap: 1.5rem; }
}
.m26-admission {
  padding: 1.35rem;
  border-radius: 1rem;
  background: linear-gradient(160deg, #052e10 0%, #1b5e20 100%);
  color: #fff;
}
.m26-admission--inline {
  margin-top: 1.25rem;
  background:
    radial-gradient(ellipse 85% 70% at 18% 0%, rgba(22, 163, 74, 0.10), transparent 60%),
    radial-gradient(ellipse 80% 60% at 92% 0%, rgba(251, 192, 45, 0.10), transparent 62%),
    linear-gradient(160deg, rgba(240, 253, 244, 0.92), rgba(236, 253, 245, 0.92));
  color: inherit;
  border: 1px solid rgba(22, 163, 74, 0.24);
  box-shadow: 0 22px 70px rgba(27, 94, 32, 0.10);
}
.m26-admission--inline h3 { color: #14532d; }
.m26-admission h3 {
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
}
.m26-admission__intro {
  font-size: 0.88rem;
  opacity: 0.9;
  margin-bottom: 1rem;
}
.m26-admission--inline .m26-admission__intro { color: #475569; opacity: 1; }
.m26-admission__fees {
  display: grid;
  gap: 0.65rem;
  margin-bottom: 1rem;
}
.m26-fee {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 0.15rem 0.75rem;
  padding: 0.75rem;
  border-radius: 0.65rem;
  background: rgba(255, 255, 255, 0.1);
}
.m26-admission--inline .m26-fee {
  background: rgba(255, 255, 255, 0.88);
  border: 1px solid rgba(22, 163, 74, 0.16);
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.06);
}
.m26-fee__label {
  font-size: 0.8rem;
  opacity: 0.85;
  grid-column: 1;
}
.m26-admission--inline .m26-fee__label { color: #64748b; opacity: 1; }
.m26-fee__amount {
  font-size: 1.1rem;
  font-weight: 800;
  grid-column: 2;
  grid-row: 1 / span 2;
  align-self: center;
}
.m26-admission--inline .m26-fee__amount { color: #0d3d12; }
.m26-fee__note {
  font-size: 0.72rem;
  opacity: 0.7;
  grid-column: 1;
}
.m26-admission__note {
  font-size: 0.8rem;
  opacity: 0.85;
  line-height: 1.5;
  margin-bottom: 0.5rem;
}
.m26-admission--inline .m26-admission__note { color: #64748b; opacity: 1; }

.m26-checklist-wrap {
  position: relative;
  padding: 1.35rem;
  border-radius: 1rem;
  background:
    radial-gradient(ellipse 85% 75% at 18% 0%, rgba(251, 192, 45, 0.30), transparent 58%),
    radial-gradient(ellipse 90% 75% at 92% 10%, rgba(15, 23, 42, 0.16), transparent 62%),
    radial-gradient(ellipse 120% 90% at 50% 110%, rgba(15, 23, 42, 0.18), transparent 60%),
    linear-gradient(160deg, rgba(219, 182, 110, 0.92), rgba(255, 251, 235, 0.86));
  border: 1px solid rgba(180, 83, 9, 0.20);
  box-shadow: 0 26px 80px rgba(15, 23, 42, 0.14);
  backdrop-filter: blur(10px);
  overflow: hidden;
}
.m26-checklist-wrap::after {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(135deg, rgba(251, 192, 45, 0.40), rgba(22, 163, 74, 0.18), rgba(15, 23, 42, 0.10));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
  opacity: 0.22;
}
.m26-checklist-wrap h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 0.75rem;
}
.m26-checklist {
  list-style: none;
  padding: 0;
  margin: 0;
}
.m26-checklist li {
  position: relative;
  padding: 0.55rem 0 0.55rem 1.75rem;
  font-size: 0.88rem;
  color: #475569;
  border-bottom: 1px solid rgba(15, 23, 42, 0.06);
}
.m26-checklist li:last-child { border-bottom: none; }
.m26-checklist li::before {
  content: '✓';
  position: absolute;
  left: 0;
  top: 0.55rem;
  width: 1.25rem;
  height: 1.25rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: #1b5e20;
  color: #fff;
  font-size: 0.65rem;
  font-weight: 800;
}

.m26-accordions {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  padding: 1.15rem;
  border-radius: 1.15rem;
  background:
    radial-gradient(ellipse 90% 70% at 12% 0%, rgba(22, 163, 74, 0.08), transparent 58%),
    linear-gradient(180deg, rgba(248, 250, 252, 0.95), rgba(255, 255, 255, 0.98));
  border: 1px solid rgba(15, 23, 42, 0.06);
  box-shadow: 0 14px 40px rgba(15, 23, 42, 0.06);
}
.m26-acc {
  border: 1px solid rgba(15, 23, 42, 0.08);
  border-radius: 1rem;
  overflow: hidden;
  background: #fff;
  box-shadow: 0 6px 18px rgba(15, 23, 42, 0.04);
  transition: border-color 0.25s, box-shadow 0.25s, transform 0.25s;
}
.m26-acc:hover {
  border-color: rgba(22, 163, 74, 0.22);
  box-shadow: 0 12px 28px rgba(27, 94, 32, 0.08);
}
.m26-acc.is-open,
.m26-acc[open] {
  border-color: rgba(22, 163, 74, 0.35);
  background: #fff;
  box-shadow: 0 16px 40px rgba(27, 94, 32, 0.10);
}
.m26-acc[open] {
  border-left: 4px solid var(--primary);
}
.m26-acc summary {
  list-style: none;
  cursor: pointer;
}
.m26-acc summary::-webkit-details-marker { display: none; }
.m26-acc__head {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.05rem 1.2rem;
  text-align: left;
  background: linear-gradient(180deg, #fff, #f8fafc);
  transition: background 0.2s;
}
.m26-acc[open] .m26-acc__head {
  background: linear-gradient(180deg, #f0fdf4, #fff);
}
.m26-acc__head:hover { background: #f0fdf4; }
.m26-acc__title {
  font-weight: 800;
  font-size: 0.95rem;
  color: #0f172a;
  letter-spacing: -0.01em;
}
.m26-acc[open] .m26-acc__title { color: var(--primary-dark); }
.m26-acc__chev {
  flex-shrink: 0;
  width: 2rem;
  height: 2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: rgba(15, 23, 42, 0.04);
  border: 1px solid rgba(15, 23, 42, 0.08);
  position: relative;
  transition: transform 0.25s, background 0.2s, border-color 0.2s;
}
.m26-acc__chev::before {
  content: '';
  width: 0.45rem;
  height: 0.45rem;
  border-right: 2px solid #64748b;
  border-bottom: 2px solid #64748b;
  transform: rotate(45deg) translateY(-1px);
  transition: border-color 0.2s;
}
.m26-acc[open] .m26-acc__chev {
  transform: rotate(180deg);
  background: rgba(22, 163, 74, 0.12);
  border-color: rgba(22, 163, 74, 0.25);
}
.m26-acc[open] .m26-acc__chev::before {
  border-color: var(--primary);
}
.m26-acc__head svg {
  flex-shrink: 0;
  color: #94a3b8;
  transition: transform 0.25s;
}
.m26-acc.is-open .m26-acc__head svg {
  transform: rotate(180deg);
  color: #1b5e20;
}
.m26-acc__body {
  padding: 0 1.2rem 1.2rem;
  border-top: 1px solid rgba(15, 23, 42, 0.05);
}
.m26-acc__list {
  list-style: none;
  padding: 0.35rem 0 0;
  margin: 0;
}
.m26-acc__list li {
  position: relative;
  padding: 0.6rem 0 0.6rem 1.85rem;
  font-size: 0.88rem;
  color: #475569;
  line-height: 1.55;
  border-bottom: 1px solid rgba(15, 23, 42, 0.05);
}
.m26-acc__list li:last-child { border-bottom: none; }
.m26-acc__list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  top: 0.62rem;
  width: 1.2rem;
  height: 1.2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--primary), #4caf50);
  color: #fff;
  font-size: 0.62rem;
  font-weight: 800;
}
.m26-acc__body ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.m26-acc__body li {
  padding: 0.45rem 0;
  padding-left: 1rem;
  font-size: 0.88rem;
  color: #475569;
  line-height: 1.55;
  border-bottom: 1px solid #f1f5f9;
  position: relative;
}
.m26-acc__body li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.85em;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: #4caf50;
}
.m26-acc__lead,
.m26-acc__body p {
  font-size: 0.9rem;
  color: #475569;
  line-height: 1.65;
  margin: 0.35rem 0 0;
}
.m26-callout {
  margin-top: 0.85rem;
  padding: 0.85rem 1rem;
  border-radius: 0.75rem;
  background:
    radial-gradient(ellipse 80% 70% at 0% 0%, rgba(251, 192, 45, 0.18), transparent 55%),
    linear-gradient(135deg, #fffbeb, #fef3c7);
  border: 1px solid rgba(251, 192, 45, 0.35);
  border-left: 4px solid var(--gold);
  font-size: 0.85rem;
  color: #334155;
  line-height: 1.55;
  box-shadow: 0 8px 20px rgba(251, 192, 45, 0.12);
}

.m26-pay-cards {
  display: grid;
  gap: 1.25rem;
  margin-bottom: 0.9rem;
}
@media (min-width: 640px) {
  .m26-pay-cards { grid-template-columns: 1fr 1fr; }
}
.m26-pay-card {
  position: relative;
  padding: 1.5rem;
  border-radius: 1.25rem;
  border: 1px solid rgba(15, 23, 42, 0.08);
  background:
    radial-gradient(ellipse 90% 70% at 12% 10%, rgba(22, 163, 74, 0.10), transparent 60%),
    radial-gradient(ellipse 70% 55% at 92% 0%, rgba(251, 192, 45, 0.10), transparent 62%),
    rgba(255, 255, 255, 0.86);
  box-shadow: 0 18px 55px rgba(15, 23, 42, 0.10);
  backdrop-filter: blur(12px);
  overflow: hidden;
  transition: transform 0.28s, box-shadow 0.28s, border-color 0.28s;
}
.m26-pay-card::after {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(135deg, rgba(22, 163, 74, 0.28), rgba(251, 192, 45, 0.18), rgba(15, 23, 42, 0.08));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
  opacity: 0.35;
}
.m26-pay-card:hover {
  transform: translateY(-6px);
  border-color: rgba(22, 163, 74, 0.28);
  box-shadow: 0 28px 85px rgba(27, 94, 32, 0.14);
}
.m26-pay-card--accent {
  border-color: rgba(22, 163, 74, 0.35);
  background:
    radial-gradient(ellipse 95% 75% at 12% 10%, rgba(22, 163, 74, 0.14), transparent 60%),
    radial-gradient(ellipse 80% 65% at 92% 0%, rgba(251, 192, 45, 0.10), transparent 62%),
    linear-gradient(145deg, rgba(240, 253, 244, 0.92), rgba(255, 255, 255, 0.92));
}
.m26-pay-card__icon {
  font-size: 1.85rem;
  margin-bottom: 0.65rem;
  filter: drop-shadow(0 10px 18px rgba(15, 23, 42, 0.10));
}
.m26-pay-card h3 {
  font-size: 1.05rem;
  font-weight: 800;
  color: #0f172a;
  margin-bottom: 1rem;
  letter-spacing: -0.01em;
}
.m26-pay-card dl { display: grid; gap: 0.65rem; margin-bottom: 1.15rem; }
.m26-pay-card dl div {
  display: grid;
  grid-template-columns: 6.5rem 1fr;
  gap: 0.35rem;
  align-items: baseline;
}
.m26-pay-card dt {
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(15, 23, 42, 0.45);
}
.m26-pay-card dd {
  font-size: 0.95rem;
  font-weight: 800;
  color: #0f172a;
}
.m26-pay-card .mono {
  font-family: ui-monospace, monospace;
  letter-spacing: 0.02em;
}
.m26-copy {
  width: 100%;
  padding: 0.7rem 0.9rem;
  border-radius: 0.85rem;
  font-size: 0.85rem;
  font-weight: 900;
  color: #fff;
  background: linear-gradient(135deg, var(--primary) 0%, #15803d 55%, var(--primary-dark) 100%);
  border: 1px solid rgba(255, 255, 255, 0.22);
  box-shadow: 0 14px 30px rgba(22, 163, 74, 0.22);
  transition: transform 0.18s, box-shadow 0.18s, filter 0.18s;
}
.m26-copy:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 40px rgba(22, 163, 74, 0.28);
  filter: saturate(1.05);
}

.m26-forms {
  display: grid;
  gap: 1rem;
}
@media (min-width: 640px) {
  .m26-forms { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 900px) {
  .m26-forms { grid-template-columns: repeat(3, 1fr); }
}
.m26-form-card {
  display: flex;
  flex-direction: column;
  padding: 1.25rem;
  border-radius: 1rem;
  border: 1px solid #e2e8f0;
  background: linear-gradient(160deg, #fff, #f8fafc);
  min-height: 140px;
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.m26-form-card:hover {
  transform: translateY(-4px);
  border-color: #86efac;
  box-shadow: 0 14px 32px rgba(27, 94, 32, 0.12);
}
.m26-form-card__tag {
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #64748b;
  margin-bottom: 0.4rem;
}
.m26-form-card__title {
  font-size: 0.95rem;
  font-weight: 700;
  color: #0f172a;
  line-height: 1.35;
  flex: 1;
}
.m26-form-card__cta {
  font-size: 0.8rem;
  font-weight: 700;
  color: #1b5e20;
  margin-top: 0.75rem;
}
.m26-forms__more { text-align: center; margin-top: 1.25rem; }

.m26-visit {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1rem 1.5rem;
  padding: 1.35rem 1.5rem;
  border-radius: 1.15rem;
  background: #fff;
  border: 1px solid #e2e8f0;
  box-shadow: 0 4px 20px rgba(15, 23, 42, 0.04);
}
.m26-visit__icon {
  width: 3rem;
  height: 3rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 0.75rem;
  background: #fef3c7;
  color: #b45309;
}
.m26-visit h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 0.25rem;
}
.m26-visit p {
  font-size: 0.88rem;
  color: #64748b;
  line-height: 1.5;
}
.m26-visit__links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 0.35rem;
}
.m26-visit__links a {
  font-size: 0.85rem;
  font-weight: 600;
  color: #1b5e20;
}

.m26-cta-band {
  background: linear-gradient(135deg, #052e10 0%, #1b5e20 50%, #2e7d32 100%);
  padding: 2.5rem 0;
  margin-top: 0;
}
.m26-cta-band__inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}
.m26-cta-band__copy {
  display: flex;
  align-items: center;
  gap: 1rem;
  max-width: 36rem;
}
.m26-cta-band__logo {
  width: 3.5rem;
  height: 3.5rem;
  border-radius: 999px;
  background: #fff;
  padding: 0.25rem;
  object-fit: contain;
  flex-shrink: 0;
}
.m26-cta-band__copy h2 {
  font-size: 1.2rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 0.25rem;
}
.m26-cta-band__copy p {
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.5;
}
.m26-cta-band__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
}

/* ═══════════════════════════════════════════════════════════════
   About page (a26) — 2026 benchmark UX
   ═══════════════════════════════════════════════════════════════ */
.a26 {
  background:
    linear-gradient(180deg, #dcefdc 0%, #e8f5e9 18%, #edf7ee 50%, #e3f2e4 100%);
  padding-bottom: 0;
}
.a26-hero {
  position: relative;
  padding: 2.75rem 0 3.25rem;
  overflow: hidden;
}
@media (min-width: 1024px) {
  .a26-hero { padding: 3.25rem 0 3.75rem; }
}
.a26-hero__bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 20% 0%, rgba(74, 222, 128, 0.18), transparent 55%),
    radial-gradient(ellipse 60% 50% at 90% 80%, rgba(253, 224, 71, 0.12), transparent 50%),
    linear-gradient(155deg, #022c10 0%, #0d3d12 35%, #14532d 70%, #052e10 100%);
}
.a26-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 2.5rem;
  align-items: center;
}
@media (min-width: 1024px) {
  .a26-hero__grid {
    grid-template-columns: 1.1fr 0.9fr;
    gap: 3rem;
  }
}
.a26-hero__eyebrow {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #bbf7d0;
  margin-bottom: 0.65rem;
}
.a26-hero__title {
  font-family: var(--font-serif);
  font-size: clamp(2.35rem, 5.5vw, 3.45rem);
  font-weight: 400;
  line-height: 1.08;
  color: #fff;
  margin-bottom: 0.85rem;
}
.a26-hero__title em {
  display: block;
  font-style: italic;
  color: #fde68a;
}
.a26-hero__lead {
  font-size: 1.05rem;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.88);
  max-width: 32rem;
}
.a26-hero__tagline {
  margin-top: 0.65rem;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.5);
}
.a26-hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 1.5rem;
}
.a26-hero__visual {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1.25rem;
}
.a26-hero__medallion {
  position: relative;
  width: min(220px, 52vw);
  aspect-ratio: 1;
  display: flex;
  align-items: center;
  justify-content: center;
}
.a26-hero__ring {
  position: absolute;
  inset: -8%;
  border-radius: 50%;
  border: 2px dashed rgba(255, 255, 255, 0.2);
  animation: a26RingSpin 22s linear infinite;
}
@keyframes a26RingSpin {
  to { transform: rotate(360deg); }
}
.a26-hero__logo {
  width: 78%;
  height: auto;
  object-fit: contain;
  filter: drop-shadow(0 16px 40px rgba(0, 0, 0, 0.35));
  position: relative;
  z-index: 1;
}
.a26-hero__stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.5rem;
  width: 100%;
  max-width: 360px;
}
.a26-stat {
  padding: 0.75rem 0.5rem;
  border-radius: 0.85rem;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.14);
  text-align: center;
  backdrop-filter: blur(8px);
}
.a26-stat__value {
  display: block;
  font-size: 1.15rem;
  font-weight: 800;
  color: #fff;
}
.a26-stat__label {
  display: block;
  font-size: 0.62rem;
  color: rgba(255, 255, 255, 0.65);
  margin-top: 0.15rem;
  line-height: 1.25;
}

.a26-jump {
  margin-top: -1rem;
  position: sticky;
  top: 4.25rem;
  z-index: 40;
  padding-bottom: 0.35rem;
}
.a26-jump__inner {
  display: flex;
  gap: 0.3rem;
  overflow-x: auto;
  padding: 0.35rem;
  background: rgba(255, 255, 255, 0.94);
  border-radius: 1rem;
  border: 1px solid rgba(27, 94, 32, 0.18);
  box-shadow: 0 8px 28px rgba(27, 94, 32, 0.12);
  backdrop-filter: blur(12px);
  scrollbar-width: none;
}
.a26-jump__inner::-webkit-scrollbar { display: none; }
.a26-jump__item {
  flex-shrink: 0;
  display: flex;
  flex-direction: column;
  padding: 0.5rem 0.9rem;
  border-radius: 0.65rem;
  text-decoration: none;
  transition: background 0.2s, color 0.2s;
}
.a26-jump__item:hover { background: #f0fdf4; }
.a26-jump__item.is-active {
  background: linear-gradient(135deg, #1b5e20, #2e7d32);
}
.a26-jump__step {
  font-size: 0.62rem;
  font-weight: 800;
  color: #94a3b8;
  letter-spacing: 0.06em;
}
.a26-jump__item.is-active .a26-jump__step { color: rgba(255, 255, 255, 0.75); }
.a26-jump__label {
  font-size: 0.78rem;
  font-weight: 700;
  color: #334155;
  white-space: nowrap;
}
.a26-jump__item.is-active .a26-jump__label { color: #fff; }

.a26-cms {
  background: #fff;
  border: 1px solid #e2e8f0;
  border-radius: 1.25rem;
  padding: 1.5rem 1.75rem;
  box-shadow: 0 4px 24px rgba(15, 23, 42, 0.04);
}

.a26-metrics { padding: 0.5rem 0 0.15rem; }
.a26-metrics__grid {
  background: linear-gradient(145deg, #fff 0%, #e8f5e9 100%);
  border: 1px solid rgba(27, 94, 32, 0.2);
  border-radius: 1rem;
  box-shadow: 0 8px 28px rgba(27, 94, 32, 0.1);
  padding: 0.25rem 0;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.75rem;
}
@media (min-width: 768px) {
  .a26-metrics__grid { grid-template-columns: repeat(4, 1fr); }
}
.a26-metric {
  position: relative;
  padding: 1.1rem 1rem;
  text-align: center;
  transition: background 0.2s;
}
@media (min-width: 768px) {
  .a26-metric:not(:last-child)::after {
    content: '';
    position: absolute;
    right: 0;
    top: 22%;
    height: 56%;
    width: 1px;
    background: rgba(27, 94, 32, 0.12);
  }
}
.a26-metric:hover {
  background: rgba(27, 94, 32, 0.04);
}
.a26-metric__num {
  display: block;
  font-size: clamp(1.5rem, 3.5vw, 2rem);
  font-weight: 800;
  color: var(--primary);
  line-height: 1.1;
}
.a26-metric__lbl {
  display: block;
  font-size: 0.78rem;
  color: #64748b;
  margin-top: 0.3rem;
  font-weight: 600;
}

.a26-section {
  padding: 2rem 0;
  scroll-margin-top: 6.5rem;
  position: relative;
}
.a26-section + .a26-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: min(92%, 68rem);
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(27, 94, 32, 0.14), rgba(251, 192, 45, 0.2), rgba(27, 94, 32, 0.14), transparent);
}
.a26-section--alt {
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.72) 0%, rgba(232, 245, 233, 0.45) 100%);
}
.a26-section--story {
  padding-top: 1.75rem;
  padding-bottom: 1.75rem;
  background: linear-gradient(180deg, rgba(236, 253, 245, 0.5) 0%, rgba(220, 239, 220, 0.35) 100%);
}
.a26-section--story .a26-section__head {
  margin-bottom: 0.85rem;
}
.a26-section--join { padding-bottom: 2.5rem; }
.a26-section__head { margin-bottom: 1.25rem; max-width: 36rem; }
.a26-section__head--center {
  max-width: 40rem;
  margin-inline: auto;
  text-align: center;
}
.a26-eyebrow {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary);
  margin-bottom: 0.35rem;
  padding-bottom: 0.25rem;
  border-bottom: 2px solid rgba(251, 192, 45, 0.55);
}
.a26-eyebrow--light {
  color: #fde68a;
  border-bottom-color: rgba(253, 224, 71, 0.45);
}
.a26-heading {
  font-family: var(--font-serif);
  font-size: clamp(1.65rem, 3.2vw, 2.15rem);
  font-weight: 400;
  color: var(--primary-dark);
  line-height: 1.15;
}
.a26-subhead {
  margin-top: 0.45rem;
  font-size: 0.95rem;
  color: #475569;
  line-height: 1.6;
}

.a26-timeline {
  display: grid;
  gap: 0.75rem;
  margin-bottom: 1rem;
}
@media (min-width: 768px) {
  .a26-timeline {
    grid-template-columns: repeat(3, 1fr);
    gap: 1.25rem;
  }
}
.a26-timeline__item {
  position: relative;
  padding: 1.1rem 1.1rem 1rem;
  background: linear-gradient(145deg, #fff 0%, #ecfdf5 100%);
  border: 1px solid rgba(27, 94, 32, 0.22);
  border-radius: 1rem;
  box-shadow: 0 4px 16px rgba(27, 94, 32, 0.06);
  animation: a26FadeUp 0.6s ease backwards;
  animation-delay: calc(var(--i, 0) * 0.08s);
}
@keyframes a26FadeUp {
  from { opacity: 0; transform: translateY(12px); }
  to { opacity: 1; transform: translateY(0); }
}
.a26-timeline__year {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: var(--primary-dark);
  background: linear-gradient(135deg, #fef9c3, #fde68a);
  padding: 0.2rem 0.55rem;
  border-radius: 999px;
  margin-bottom: 0.5rem;
}
.a26-timeline__body h3 {
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--primary-dark);
  margin-bottom: 0.3rem;
}
.a26-timeline__body p {
  font-size: 0.88rem;
  color: #64748b;
  line-height: 1.55;
}

/* Story — unified island (text + brand panel as one unit) */
.a26-story-island {
  position: relative;
  margin-top: 0.25rem;
  border-radius: clamp(1.15rem, 2.5vw, 1.65rem);
  overflow: hidden;
  transition: transform 0.45s ease, box-shadow 0.45s ease;
}
.a26-story-island:hover {
  transform: translateY(-3px);
}
.a26-story-island__glow {
  position: absolute;
  inset: -1px;
  border-radius: inherit;
  background: linear-gradient(135deg, rgba(251, 192, 45, 0.5), rgba(34, 197, 94, 0.4), rgba(15, 23, 42, 0.08));
  z-index: 0;
  filter: blur(1px);
}
.a26-story-island__rim {
  position: absolute;
  inset: 0;
  border-radius: inherit;
  border: 1px solid rgba(255, 255, 255, 0.7);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.85);
  pointer-events: none;
  z-index: 2;
}
.a26-story-island__inner {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 0;
  background: linear-gradient(165deg, #fff 0%, #f8fafc 42%, #f0fdf4 100%);
  box-shadow:
    0 0 0 1px rgba(27, 94, 32, 0.1),
    0 16px 40px rgba(27, 94, 32, 0.12);
}
@media (min-width: 900px) {
  .a26-story-island__inner {
    grid-template-columns: 1.05fr 0.95fr;
    align-items: stretch;
  }
}
.a26-story-island__copy {
  padding: 1.25rem 1.35rem 1.15rem;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
@media (min-width: 900px) {
  .a26-story-island__copy {
    padding: 1.5rem 1.5rem 1.35rem 1.65rem;
    border-right: 1px solid rgba(27, 94, 32, 0.1);
  }
}
.a26-story-island__copy p {
  font-size: 0.94rem;
  color: #334155;
  line-height: 1.65;
  margin: 0 0 0.65rem;
}
.a26-story-island__copy p:last-of-type {
  margin-bottom: 0.75rem;
}
.a26-story-island__address {
  display: flex;
  align-items: flex-start;
  gap: 0.45rem;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--primary);
  margin: 0 0 0.85rem;
  line-height: 1.45;
}
.a26-story-island__address svg {
  flex-shrink: 0;
  margin-top: 0.1rem;
  color: var(--gold);
}
.a26-story-island__actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.65rem 1rem;
  margin: 0;
  padding: 0;
}
.a26-story-island__brand {
  position: relative;
  padding: 1.25rem 1.35rem;
  background: linear-gradient(155deg, var(--primary-dark) 0%, var(--primary) 42%, #2e7d32 88%);
  color: #fff;
  overflow: hidden;
}
@media (min-width: 900px) {
  .a26-story-island__brand {
    padding: 1.35rem 1.5rem;
    display: flex;
    flex-direction: column;
    justify-content: center;
  }
}
.a26-story-island__brand-shine {
  position: absolute;
  top: -30%;
  right: -20%;
  width: 55%;
  height: 80%;
  background: radial-gradient(circle, rgba(251, 192, 45, 0.22) 0%, transparent 68%);
  pointer-events: none;
}
.a26-story-island__logo {
  width: min(168px, 52vw);
  height: auto;
  margin: 0 auto 0.65rem;
  display: block;
  filter: drop-shadow(0 8px 18px rgba(0, 0, 0, 0.25));
  position: relative;
  z-index: 1;
}
.a26-story-island__motto {
  text-align: center;
  font-family: var(--font-serif);
  font-size: 1.05rem;
  font-style: italic;
  color: var(--gold-light);
  margin: 0 0 0.85rem;
  position: relative;
  z-index: 1;
}
.a26-story-island__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.55rem;
  position: relative;
  z-index: 1;
}
.a26-story-island__list li {
  display: flex;
  gap: 0.45rem;
  font-size: 0.78rem;
  line-height: 1.45;
  color: rgba(255, 255, 255, 0.9);
}
.a26-story-island__list svg {
  flex-shrink: 0;
  color: var(--gold);
  margin-top: 0.12rem;
}

.a26-link {
  font-size: 0.9rem;
  font-weight: 700;
  color: #1b5e20;
  text-decoration: none;
}
.a26-link:hover { text-decoration: underline; }
/* On dark backgrounds (hero, story actions on green) */
.a26-link--light { color: #fde68a; }
.a26-link--light:hover { color: #fff; text-decoration: underline; }
/* On light panels — must stay dark green, never white/yellow */
.a26-care__panel .a26-link,
.a26-link--panel {
  color: var(--primary);
  font-weight: 700;
}
.a26-care__panel .a26-link:hover,
.a26-link--panel:hover {
  color: var(--primary-dark);
  text-decoration: underline;
}

.a26-vmv {
  display: grid;
  gap: 0.85rem;
}
@media (min-width: 768px) {
  .a26-vmv { grid-template-columns: repeat(3, 1fr); }
}
.a26-vmv-card {
  padding: 1.35rem 1.25rem;
  border-radius: 1rem;
  border: 1px solid rgba(27, 94, 32, 0.16);
  background: linear-gradient(160deg, #fff 0%, #f0fdf4 100%);
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
  animation: a26FadeUp 0.6s ease backwards;
  animation-delay: calc(var(--i, 0) * 0.1s);
}
.a26-vmv-card:hover {
  transform: translateY(-3px);
  border-color: rgba(251, 192, 45, 0.45);
  box-shadow: 0 12px 32px rgba(27, 94, 32, 0.12);
}
.a26-vmv-card__icon {
  width: 2.75rem;
  height: 2.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 0.75rem;
  margin-bottom: 0.75rem;
}
.a26-vmv-card--vision .a26-vmv-card__icon {
  background: linear-gradient(135deg, #dcfce7, #bbf7d0);
  color: var(--primary);
}
.a26-vmv-card--mission .a26-vmv-card__icon {
  background: linear-gradient(135deg, #ecfdf5, #86efac);
  color: var(--primary-dark);
}
.a26-vmv-card--promise .a26-vmv-card__icon {
  background: linear-gradient(135deg, #fef9c3, #fde68a);
  color: #92400e;
}
.a26-vmv-card h3 {
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--primary-dark);
  margin-bottom: 0.4rem;
}
.a26-vmv-card p {
  font-size: 0.9rem;
  color: #64748b;
  line-height: 1.6;
}

.a26-values {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.7rem;
}
@media (min-width: 640px) {
  .a26-values { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
  .a26-values { grid-template-columns: repeat(3, 1fr); }
}
.a26-value {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  padding: 1.1rem 1.1rem;
  background: linear-gradient(145deg, #fff 0%, #f7fdf8 100%);
  border: 1px solid rgba(27, 94, 32, 0.16);
  border-radius: 0.9rem;
  transition: border-color 0.2s, box-shadow 0.2s;
  animation: a26FadeUp 0.5s ease backwards;
  animation-delay: calc(var(--i, 0) * 0.06s);
}
.a26-section--alt .a26-value {
  background: linear-gradient(145deg, #fff 0%, #ecfdf5 100%);
}
.a26-value:hover {
  border-color: rgba(251, 192, 45, 0.55);
  box-shadow: 0 6px 22px rgba(27, 94, 32, 0.1);
}
.a26-value__icon {
  width: 2.35rem;
  height: 2.35rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 0.6rem;
  background: linear-gradient(135deg, #ecfdf5, #bbf7d0);
  color: var(--primary);
}
.a26-value h3 {
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--primary-dark);
}
.a26-value p {
  font-size: 0.82rem;
  color: #64748b;
  line-height: 1.5;
}

.a26-care {
  display: grid;
  gap: 0;
  border-radius: 1.5rem;
  overflow: hidden;
  box-shadow: 0 20px 50px rgba(15, 23, 42, 0.12);
}
@media (min-width: 768px) {
  .a26-care { grid-template-columns: 1.2fr 0.8fr; }
}
.a26-care__copy {
  padding: 1.65rem 1.5rem;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 55%, #2e7d32 100%);
  color: #fff;
}
@media (min-width: 768px) {
  .a26-care__copy { padding: 2rem 1.85rem; }
}
.a26-care__copy h2 {
  font-family: var(--font-serif);
  font-size: clamp(1.35rem, 2.8vw, 1.85rem);
  font-weight: 400;
  margin: 0.25rem 0 0.65rem;
  line-height: 1.2;
}
.a26-care__copy > p {
  font-size: 0.92rem;
  line-height: 1.65;
  color: rgba(255, 255, 255, 0.88);
  max-width: 32rem;
}
.a26-care__contacts {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
  margin-top: 1.1rem;
}
.a26-care__chip {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.55rem 1rem;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: #fff;
  font-size: 0.85rem;
  font-weight: 600;
  text-decoration: none;
  transition: background 0.2s;
}
.a26-care__chip:hover { background: rgba(255, 255, 255, 0.2); }
.a26-care__panel {
  padding: 1.65rem 1.5rem;
  background: linear-gradient(180deg, #fff 0%, #f0fdf4 100%);
  border-top: 1px solid rgba(27, 94, 32, 0.12);
}
@media (min-width: 768px) {
  .a26-care__panel {
    border-top: none;
    border-left: 1px solid rgba(27, 94, 32, 0.12);
    display: flex;
    flex-direction: column;
    justify-content: center;
  }
}
.a26-care__panel h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--primary-dark);
  margin-bottom: 0.4rem;
}
.a26-care__panel p {
  font-size: 0.88rem;
  color: #475569;
  line-height: 1.6;
  margin-bottom: 0.85rem;
}

.a26-join-card {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1.15rem;
  padding: 1.65rem 1.5rem;
  background: linear-gradient(135deg, #ecfdf5 0%, #fff 45%, #fef9c3 100%);
  border: 1px solid rgba(27, 94, 32, 0.2);
  border-radius: 1.15rem;
  box-shadow: 0 10px 32px rgba(27, 94, 32, 0.1);
}
@media (min-width: 768px) {
  .a26-join-card { padding: 2rem 2rem; }
}
.a26-join-card__lead {
  margin-top: 0.35rem;
  font-size: 0.92rem;
  color: #475569;
  max-width: 28rem;
  line-height: 1.6;
}
.a26-join-card__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
}

/* ── Membership registration form ── */
.mem-reg {
  background: linear-gradient(180deg, #f0fdf4 0%, #fff 28%);
}
.mem-reg__hero {
  padding: 2.5rem 0 1.75rem;
  border-bottom: 1px solid rgba(27, 94, 32, 0.1);
}
.mem-reg__hero-inner { text-align: center; }
.mem-reg__back {
  display: inline-block;
  font-size: 0.85rem;
  color: #64748b;
  text-decoration: none;
  margin-bottom: 1rem;
}
.mem-reg__back:hover { color: var(--primary); }
.mem-reg__title {
  font-size: clamp(1.65rem, 4vw, 2.15rem);
  font-weight: 800;
  color: var(--primary-dark);
  margin: 0 0 0.65rem;
}
.mem-reg__intro {
  font-size: 0.95rem;
  color: #475569;
  max-width: 36rem;
  margin: 0 auto;
  line-height: 1.6;
}
.mem-reg__alert {
  padding: 0.85rem 1rem;
  border-radius: 0.75rem;
  font-size: 0.9rem;
  margin-bottom: 1.25rem;
}
.mem-reg__alert--success {
  background: #ecfdf5;
  border: 1px solid #86efac;
  color: #166534;
}
.mem-reg__alert--error {
  background: #fef2f2;
  border: 1px solid #fecaca;
  color: #991b1b;
}
.mem-reg__error-list { list-style: disc; padding-left: 1.25rem; }
.mem-reg__form {
  background: #fff;
  border: 1px solid rgba(27, 94, 32, 0.14);
  border-radius: 1.15rem;
  padding: 1.5rem;
  box-shadow: 0 12px 40px rgba(27, 94, 32, 0.08);
}
@media (min-width: 768px) {
  .mem-reg__form { padding: 2rem 2.25rem; }
}
.mem-reg__section {
  border: none;
  margin: 0 0 1.75rem;
  padding: 0;
}
.mem-reg__section--captcha {
  margin-bottom: 1.25rem;
}
.mem-reg__legend {
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--primary);
  padding: 0 0 0.75rem;
  width: 100%;
  border-bottom: 2px solid #fde68a;
  margin-bottom: 1.1rem;
}
.mem-reg__grid {
  display: grid;
  gap: 1rem;
}
@media (min-width: 640px) {
  .mem-reg__grid { grid-template-columns: 1fr 1fr; }
}
.mem-reg__field { display: flex; flex-direction: column; gap: 0.35rem; }
.mem-reg__field--full { grid-column: 1 / -1; }
.mem-reg__field label {
  font-size: 0.82rem;
  font-weight: 600;
  color: #334155;
}
.mem-reg__req { color: #dc2626; }
.mem-reg__field input[type="text"],
.mem-reg__field input[type="email"],
.mem-reg__field input[type="tel"],
.mem-reg__field input[type="date"],
.mem-reg__field select,
.mem-reg__field input[type="file"] {
  width: 100%;
  padding: 0.62rem 0.85rem;
  border: 1px solid #cbd5e1;
  border-radius: 0.55rem;
  font-size: 0.92rem;
  background: #fff;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.mem-reg__field input:focus,
.mem-reg__field select:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(22, 163, 74, 0.15);
}
.mem-reg__dob {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.5rem;
}
.mem-reg__hint {
  font-size: 0.82rem;
  color: #64748b;
  margin: -0.35rem 0 0.85rem;
}
.mem-reg__help {
  margin-top: 0.35rem;
  font-size: 0.78rem;
  color: #64748b;
  line-height: 1.35;
}
.mem-reg__captcha-cue {
  display: inline-flex;
  align-items: center;
  margin-left: 0.35rem;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: 0.02em;
}
.mem-reg__captcha {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1rem;
}
.mem-reg__captcha-code {
  font-family: "Courier New", monospace;
  font-size: 1.75rem;
  font-weight: 700;
  letter-spacing: 0.35em;
  padding: 0.75rem 1.25rem;
  background: linear-gradient(135deg, #ecfdf5, #fef9c3);
  border: 2px dashed var(--primary);
  border-radius: 0.65rem;
  color: var(--primary-dark);
  user-select: none;
}
.mem-reg__captcha-input { flex: 1; min-width: 200px; }
.mem-reg__captcha-field {
  display: block;
  width: min(320px, 100%);
  margin-top: 0.35rem;
  padding: 0.75rem 0.95rem;
  border-radius: 0.7rem;
  border: 2px solid rgba(27, 94, 32, 0.35);
  background: linear-gradient(180deg, #ffffff, #f8fafc);
  box-shadow: 0 10px 22px rgba(15, 23, 42, 0.08);
  font-size: 1.05rem;
  font-weight: 700;
  letter-spacing: 0.18em;
}
.mem-reg__captcha-field:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(22, 163, 74, 0.18), 0 14px 26px rgba(15, 23, 42, 0.10);
}
.mem-reg__captcha-refresh {
  display: inline-block;
  margin-top: 0.45rem;
  font-size: 0.82rem;
  color: var(--primary);
  background: none;
  border: none;
  cursor: pointer;
  font-weight: 600;
  padding: 0;
}
.mem-reg__captcha-refresh:hover { text-decoration: underline; }

/* Nicer file inputs (keeps native behavior). */
.mem-reg__field input[type="file"]::file-selector-button {
  margin-right: 0.75rem;
  border: 1px solid rgba(27, 94, 32, 0.22);
  background: linear-gradient(135deg, rgba(27, 94, 32, 0.10), rgba(251, 192, 45, 0.10));
  color: var(--primary-dark);
  padding: 0.45rem 0.75rem;
  border-radius: 0.45rem;
  font-weight: 700;
  cursor: pointer;
}
.mem-reg__field input[type="file"]::file-selector-button:hover {
  border-color: rgba(27, 94, 32, 0.38);
}
.mem-reg__actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 0.65rem;
  padding-top: 0.5rem;
  border-top: 1px solid #e2e8f0;
}
.mem-reg__btn {
  padding: 0.72rem 1.35rem;
  border-radius: 0.55rem;
  font-size: 0.92rem;
  font-weight: 700;
  cursor: pointer;
  border: none;
  transition: transform 0.15s, box-shadow 0.15s;
}
.mem-reg__btn:hover { transform: translateY(-1px); }
.mem-reg__btn--primary {
  background: linear-gradient(135deg, #15803d, #16a34a);
  color: #fff;
  box-shadow: 0 6px 20px rgba(22, 163, 74, 0.35);
}
.mem-reg__btn--ghost {
  background: #fff;
  color: #64748b;
  border: 1px solid #cbd5e1;
}
.mem-reg__footer-note {
  text-align: center;
  font-size: 0.88rem;
  color: #64748b;
  margin-top: 1.25rem;
}