Ekom Data Limited

Kico Sacco loan facilities

Loans products offered to Sacco members — dynamic and affordable financial solutions.

Member credit

Loan facilities for every goal

All loan facilities are available to qualified KICO SACCO members. Download the relevant application form, then visit our office or contact us to apply.

Normal loan form Short term form Talk to us

Business Affordable rates

Biashara Chap Chap Loan

Caters for sudden business needs for example sudden purchase of supplies, LPO and LSOs.

Up to 6 months

Short-term business cash flow
Repayment scheduled with specialty
Supplies & LPO/LSO needs

Apply Now Short term loan form

Emergency & Short Term Affordable rates

Short Term Loan (Instant Loans)

Caters for the urgent financial needs that a member may have at hand.

Up to 6 months

Instant access for members
Up to 6 months
Affordable interest rates

Apply Now Short term loan form

Development & Assets Affordable rates

Development Loan

This includes personal and business development projects.

Up to 48 months

Amount up to $3 million
Flexible repayment plans
Income/cash flow factored

Apply Now Normal loan form

Check Off & Payroll Affordable rates

Check Off Loans

This applies to government employees, tea farmers under KTDA, private sector employees and landlords.

Up to 48 months

Amount up to $3 million
Repayment up to 48 months
MOU acceptable for employers

Apply Now Normal loan form

Emergency & Short Term Affordable rates

Emergency Loans

This includes sudden hospitalization, court fines, and other unforeseen calamities but shall not include rent arrears, bank loans and credit cards.

Up to 12 months

Fast processing for urgent needs
Up to 12 months repayment
Excludes rent arrears & credit cards

Apply Now Normal loan form

Education Affordable rates

School Fees Loan

School fees loans will include fees for pre-primary, primary, secondary, colleges and both local and overseas universities.

Up to 12 months

Fees structure & admission letters required
Pre-primary to university
Local and overseas study

Apply Now Normal loan form

Development & Assets Affordable rates

Chama Loan

These includes registered investment Chama's and registered solidarity groups. This is to cater for Chama's projects like purchase of land, equipment or other motor vehicles.

Up to 48 months

Amount up to $3 million
All members must guarantee
Land, equipment & vehicles

Apply Now Normal loan form

Development & Assets Affordable rates

Asset Finance

Loan to acquire movable assets e.g. motor vehicles, private cars, pick-ups, buses and lorries. Other include machineries, tractors, professional practice equipment's e.g. dental surgery. Factors in all sectors.

Up to 48 months

Amount up to $3 million
Disbursement cheque to vendor
Vehicles, machinery & equipment

Apply Now Normal loan form

Development & Assets Affordable rates

Agribusiness (Mavuno) Loan

Loan for crop and animal production in all agricultural sectors. These include tea, poultry, dairy farmers, pig farmers etc.

Up to 48 months

Amount up to $3 million
Grace period on principal up to 6 months
Subject to project appraisal

Apply Now Normal loan form

Insurance & Medical Group cover

Kico Medical Covers

This allows members to enjoy a group cover on fairly priced group terms. The product covers inpatient, outpatient, maternity, dental, optical, and last expense benefits. The maximum joining age is 70 years, and the product is available either as a family package allowing up to 6 dependents or as an individual.

Member benefit